BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $1,617Without $1,296

    O-1 at Sioux Falls draws $1,617 per month with dependents in 2026, $1,296 without

    Permalinkbahratedesk.com/sioux-falls-sd/o-1/ExcelCSVDownloads cover this station.
    Sioux Falls, SD
    O-1 · with dependents
    $1,617/ month
    $19,404 / year
    At O-1, this is #268 of 338 stations loaded · high San Francisco $5,172 · low Youngstown $1,218
    MHA SD265 · ZIPs 57003 57005 57013 57018 57020 57022 +27 more
    Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt
    Untaxed — matching it with taxable pay takes$2,073 / mo gross
    Without dependents here$1,296 / mo
    In government quarters, no dependents$50.10 / mo partial
    Sioux Falls — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,428$1,107
    E-2$1,428$1,107
    E-3$1,428$1,107
    E-4$1,428$1,107
    E-5$1,554$1,224
    E-6$2,025$1,518
    E-7$2,055$1,542
    E-8$2,085$1,653
    E-9$2,169$1,791
    Warrant officer
    W-1$2,046$1,536
    W-2$2,067$1,650
    W-3$2,109$1,809
    W-4$2,193$2,028
    W-5$2,307$2,061
    Officer — prior enlisted
    O-1E$2,058$1,551
    O-2E$2,100$1,758
    O-3E$2,211$2,019
    Officer
    O-1$1,617$1,296
    O-2$2,022$1,545
    O-3$2,106$1,854
    O-4$2,340$2,046
    O-5$2,511$2,064
    O-6$2,529$2,085
    O-7$2,544$2,118
    PCS compareSioux Falls · O-1 · $1,617/mo
    Aberdeen Proving Grounds$2,517/mo · $30,204/yr
    ▲ RAISE+$900+$10,800/yr · like +$13,846 of salary

    What this rate means

    O-1 with dependents, nearest stations0 – $5,172 / month
    San Francisco$5,172
    Fallon NAS$1,629
    Johnson City$1,623
    Lafayette$1,623
    Goodfellow AFB$1,617
    Sioux Falls$1,617
    Gulfport$1,614
    Peoria$1,614
    Minot AFB$1,605
    County Cost Group 730$1,602
    Youngstown$1,218

    Sioux Falls is #268 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

    Every pay grade at Sioux Falls0 – $2,544 / month
    E-1$1,428
    E-2$1,428
    E-3$1,428
    E-4$1,428
    E-5$1,554
    E-6$2,025
    E-7$2,055
    E-8$2,085
    E-9$2,169
    W-1$2,046
    W-2$2,067
    W-3$2,109
    W-4$2,193
    W-5$2,307
    O-1E$2,058
    O-2E$2,100
    O-3E$2,211
    O-1$1,617
    O-2$2,022
    O-3$2,106
    O-4$2,340
    O-5$2,511
    O-6$2,529
    O-7$2,544

    Promoting to O-2 here adds $405 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Sioux Falls to San Francisco at O-1 is worth $3,555 a month — about 9 promotions worth of housing allowance, at $405 per grade here.

    02

    Dependency status is worth 25% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,617 a month of BAH takes more than $1,617 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.