O-3E with dependents, nearest stations0 – $7,023 / month
Westchester County$7,023
College Station$2,904
Fort Collins$2,901
Nashville$2,898
Helena$2,895
St. Louis$2,892
Richmond$2,883
Rochester$2,880
Savannah$2,874
County Cost Group 820$2,868
Youngstown$1,788
St. Louis is #136 of 338. The spread between
the dearest and cheapest station at this grade is $5,235 a month —
$62,820 a year, untaxed.
Every pay grade at St. Louis0 – $3,309 / month
E-1$2,268
E-2$2,268
E-3$2,268
E-4$2,268
E-5$2,436
E-6$2,655
E-7$2,691
E-8$2,733
E-9$2,841
W-1$2,673
W-2$2,709
W-3$2,763
W-4$2,871
W-5$3,006
O-1E$2,694
O-2E$2,751
O-3E$2,892
O-1$2,472
O-2$2,652
O-3$2,760
O-4$3,048
O-5$3,261
O-6$3,285
O-7$3,309
Rates flatten out at the top of each track, which is why the sheet stops at O-7.
01
Dependency status is worth 9% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $2,892 a month of BAH takes more than $2,892 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.