BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,007Without $1,647

    O-3 at St Mary And Terrebonne draws $2,007 per month with dependents in 2026, $1,647 without

    Permalinkbahratedesk.com/st-mary-and-terrebonne-la/o-3/ExcelCSVDownloads cover this station.
    St Mary And Terrebonne, LA
    O-3 · with dependents
    $2,007/ month
    $24,084 / year
    At O-3, this is #284 of 338 stations loaded · high Westchester County $6,633 · low Anniston $1,686
    MHA LA326 · ZIPs 70301 70302 70310 70340 70342 70343 +28 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,573 / mo gross
    Without dependents here$1,647 / mo
    In government quarters, no dependents$50.10 / mo partial
    St Mary And Terrebonne — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,527$1,233
    E-2$1,527$1,233
    E-3$1,527$1,233
    E-4$1,527$1,233
    E-5$1,620$1,356
    E-6$1,650$1,437
    E-7$1,776$1,527
    E-8$1,920$1,635
    E-9$2,103$1,641
    Warrant officer
    W-1$1,665$1,509
    W-2$1,836$1,632
    W-3$2,013$1,644
    W-4$2,133$1,671
    W-5$2,286$1,809
    Officer — prior enlisted
    O-1E$1,803$1,617
    O-2E$1,986$1,638
    O-3E$2,157$1,650
    Officer
    O-1$1,635$1,431
    O-2$1,647$1,593
    O-3$2,007$1,647
    O-4$2,331$1,779
    O-5$2,565$1,923
    O-6$2,583$1,992
    O-7$2,598$2,022
    PCS compareSt Mary And Terrebonne · O-3 · $2,007/mo
    Aberdeen Proving Grounds$3,072/mo · $36,864/yr
    ▲ RAISE+$1,065+$12,780/yr · like +$16,385 of salary

    What this rate means

    O-3 with dependents, nearest stations0 – $6,633 / month
    Westchester County$6,633
    Morgantown$2,031
    Paducah$2,031
    Fort Leonard Wood$2,028
    County Cost Group 710$2,016
    St Mary And Terrebonne$2,007
    Moody AFB$2,004
    Springfield$2,001
    Terre Haute$2,001
    County Cost Group 700$1,998
    Anniston$1,686

    St Mary And Terrebonne is #284 of 338. The spread between the dearest and cheapest station at this grade is $4,947 a month — $59,364 a year, untaxed.

    Every pay grade at St Mary And Terrebonne0 – $2,598 / month
    E-1$1,527
    E-2$1,527
    E-3$1,527
    E-4$1,527
    E-5$1,620
    E-6$1,650
    E-7$1,776
    E-8$1,920
    E-9$2,103
    W-1$1,665
    W-2$1,836
    W-3$2,013
    W-4$2,133
    W-5$2,286
    O-1E$1,803
    O-2E$1,986
    O-3E$2,157
    O-1$1,635
    O-2$1,647
    O-3$2,007
    O-4$2,331
    O-5$2,565
    O-6$2,583
    O-7$2,598

    Promoting to O-4 here adds $324 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from St Mary And Terrebonne to Westchester County at O-3 is worth $4,626 a month — about 14 promotions worth of housing allowance, at $324 per grade here.

    02

    Dependency status is worth 22% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,007 a month of BAH takes more than $2,007 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.