E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco$5,127
Cape Cod-Plymouth$3,924
Los Angeles$3,882
Kauai County$3,798
Oakland$3,759
Staten Island$3,735
Honolulu County$3,663
Miami$3,660
Hawaii County$3,594
Fort Monmouth$3,549
Anniston$1,185
Staten Island is #19 of 338. The spread between
the dearest and cheapest station at this grade is $3,942 a month —
$47,304 a year, untaxed.
Every pay grade at Staten Island0 – $5,484 / month
E-1$3,549
E-2$3,549
E-3$3,549
E-4$3,549
E-5$3,735
E-6$4,215
E-7$4,341
E-8$4,473
E-9$4,692
W-1$4,236
W-2$4,395
W-3$4,560
W-4$4,743
W-5$4,968
O-1E$4,362
O-2E$4,533
O-3E$4,776
O-1$3,798
O-2$4,209
O-3$4,554
O-4$5,043
O-5$5,394
O-6$5,442
O-7$5,484
Promoting to E-6 here adds $480 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Staten Island to San Francisco at E-5 is worth $1,392 a month — about 3 promotions worth of housing allowance, at $480 per grade here.
02
Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $3,735 a month of BAH takes more than $3,735 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.