BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-4 without dependents at Staten Island draws $4,341 per month in 2026

    Permalinkbahratedesk.com/staten-island-ny/o-4/without/ExcelCSVDownloads cover this station.
    Staten Island, NY
    O-4 · without dependents
    $4,341/ month
    $52,092 / year
    At O-4, this is #16 of 338 stations loaded · high Westchester County $5,874 · low Youngstown $1,497
    MHA NY413 · ZIPs 07002 10301 10302 10303 10304 10305 +9 more
    Your grade is calledARMYMAJUSMCMajNAVYLCDRUSAFMaj
    Untaxed — matching it with taxable pay takes$5,565 / mo gross
    Other dependency status here$5,043 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Staten Island — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$3,549$2,883
    E-2$3,549$2,883
    E-3$3,549$2,883
    E-4$3,549$2,883
    E-5$3,735$3,192
    E-6$4,215$3,378
    E-7$4,341$3,555
    E-8$4,473$3,834
    E-9$4,692$3,975
    Warrant officer
    W-1$4,236$3,495
    W-2$4,395$3,831
    W-3$4,560$3,993
    W-4$4,743$4,239
    W-5$4,968$4,368
    Officer — prior enlisted
    O-1E$4,362$3,732
    O-2E$4,533$3,942
    O-3E$4,776$4,209
    Officer
    O-1$3,798$3,360
    O-2$4,209$3,675
    O-3$4,554$4,038
    O-4$5,043$4,341
    O-5$5,394$4,416
    O-6$5,442$4,539
    O-7$5,484$4,620
    PCS compareStaten Island · O-4 · $4,341/mo
    Aberdeen Proving Grounds$2,865/mo · $34,380/yr
    ▼ CUT−$1,476−$17,712/yr · like −$22,708 of salary

    What this rate means

    O-4 without dependents, nearest stations0 – $5,874 / month
    Westchester County$5,874
    Camp Pendleton$4,494
    San Diego$4,440
    Kauai County$4,416
    Florida Keys$4,374
    Staten Island$4,341
    Los Angeles$4,314
    Monterey$4,245
    West Point$4,215
    Oakland$4,203
    Youngstown$1,497

    Staten Island is #16 of 338. The spread between the dearest and cheapest station at this grade is $4,377 a month — $52,524 a year, untaxed.

    Every pay grade at Staten Island0 – $4,620 / month
    E-1$2,883
    E-2$2,883
    E-3$2,883
    E-4$2,883
    E-5$3,192
    E-6$3,378
    E-7$3,555
    E-8$3,834
    E-9$3,975
    W-1$3,495
    W-2$3,831
    W-3$3,993
    W-4$4,239
    W-5$4,368
    O-1E$3,732
    O-2E$3,942
    O-3E$4,209
    O-1$3,360
    O-2$3,675
    O-3$4,038
    O-4$4,341
    O-5$4,416
    O-6$4,539
    O-7$4,620

    Promoting to O-5 here adds $75 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Staten Island to Westchester County at O-4 is worth $1,533 a month — about 20 promotions worth of housing allowance, at $75 per grade here.

    02

    Dependency status is worth 16% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $4,341 a month of BAH takes more than $4,341 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.