BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-5 with dependents at Staten Island draws $5,394 per month in 2026

    Permalinkbahratedesk.com/staten-island-ny/o-5/with/ExcelCSVDownloads cover this station.
    Staten Island, NY
    O-5 · with dependents
    $5,394/ month
    $64,728 / year
    At O-5, this is #20 of 338 stations loaded · high Westchester County $8,064 · low Youngstown $1,827
    MHA NY413 · ZIPs 07002 10301 10302 10303 10304 10305 +9 more
    Your grade is calledARMYLTCUSMCLtColNAVYCDRUSAFLt Col
    Untaxed — matching it with taxable pay takes$6,915 / mo gross
    Other dependency status here$4,416 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Staten Island — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$3,549$2,883
    E-2$3,549$2,883
    E-3$3,549$2,883
    E-4$3,549$2,883
    E-5$3,735$3,192
    E-6$4,215$3,378
    E-7$4,341$3,555
    E-8$4,473$3,834
    E-9$4,692$3,975
    Warrant officer
    W-1$4,236$3,495
    W-2$4,395$3,831
    W-3$4,560$3,993
    W-4$4,743$4,239
    W-5$4,968$4,368
    Officer — prior enlisted
    O-1E$4,362$3,732
    O-2E$4,533$3,942
    O-3E$4,776$4,209
    Officer
    O-1$3,798$3,360
    O-2$4,209$3,675
    O-3$4,554$4,038
    O-4$5,043$4,341
    O-5$5,394$4,416
    O-6$5,442$4,539
    O-7$5,484$4,620
    PCS compareStaten Island · O-5 · $5,394/mo
    Aberdeen Proving Grounds$3,630/mo · $43,560/yr
    ▼ CUT−$1,764−$21,168/yr · like −$27,138 of salary

    What this rate means

    O-5 with dependents, nearest stations0 – $8,064 / month
    Westchester County$8,064
    Monterey$5,565
    San Diego$5,493
    Los Angeles$5,436
    San Luis Obispo$5,430
    Staten Island$5,394
    Camp Pendleton$5,391
    Portsmouth$5,355
    Trenton$5,334
    West Point$5,253
    Youngstown$1,827

    Staten Island is #20 of 338. The spread between the dearest and cheapest station at this grade is $6,237 a month — $74,844 a year, untaxed.

    Every pay grade at Staten Island0 – $5,484 / month
    E-1$3,549
    E-2$3,549
    E-3$3,549
    E-4$3,549
    E-5$3,735
    E-6$4,215
    E-7$4,341
    E-8$4,473
    E-9$4,692
    W-1$4,236
    W-2$4,395
    W-3$4,560
    W-4$4,743
    W-5$4,968
    O-1E$4,362
    O-2E$4,533
    O-3E$4,776
    O-1$3,798
    O-2$4,209
    O-3$4,554
    O-4$5,043
    O-5$5,394
    O-6$5,442
    O-7$5,484

    Promoting to O-6 here adds $48 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Staten Island to Westchester County at O-5 is worth $2,670 a month — about 56 promotions worth of housing allowance, at $48 per grade here.

    02

    Dependency status is worth 22% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $5,394 a month of BAH takes more than $5,394 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.