BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,553 Without $2,187

E-5 at Stockton draws $2,553 per month with dependents in 2026, $2,187 without

Permalink bahratedesk.com/stockton-ca/ Excel CSV
Stockton, CA
E-5 · with dependents
$2,553/ month
$30,636 / year
At E-5, this is #88 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA CA035 · ZIPs 95201 95202 95203 95204 95205 95206 +65 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,273 / mo gross
Without dependents here $2,187 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Stockton · E-5 · $2,553/mo
Stockton $2,553/mo · $30,636/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Stockton — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,445 $1,926
E-2 $2,445 $1,926
E-3 $2,445 $1,926
E-4 $2,445 $1,926
E-5 $2,553 $2,187
E-6 $2,934 $2,340
E-7 $3,072 $2,445
E-8 $3,219 $2,634
E-9 $3,432 $2,742
Warrant officer
W-1 $2,955 $2,418
W-2 $3,132 $2,631
W-3 $3,315 $2,757
W-4 $3,477 $2,961
W-5 $3,672 $3,105
Officer — prior enlisted
O-1E $3,096 $2,550
O-2E $3,288 $2,718
O-3E $3,507 $2,925
Officer
O-1 $2,607 $2,331
O-2 $2,931 $2,523
O-3 $3,309 $2,793
O-4 $3,738 $3,075
O-5 $4,047 $3,156
O-6 $4,080 $3,294
O-7 $4,110 $3,351

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Atlantic City $2,655
Madison $2,655
County Cost Group 870 $2,652
Ballston Spa $2,634
Baltimore $2,610
Milwaukee $2,607
Outer Banks $2,604
New London $2,580
Ann Arbor $2,559
JB Lewis-McChord $2,556
Stockton $2,553
Minneapolis $2,541
Elizabeth City $2,508
Patrick SFB $2,502
County Cost Group 860 $2,487
Aberdeen Proving Grounds $2,478
Dallas $2,469
Oxford $2,445
Birmingham $2,439
Fresno $2,439
Fairbanks $2,436
Anniston $1,185

Stockton is #88 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Stockton0 – $4,110 / month
E-1 $2,445
E-2 $2,445
E-3 $2,445
E-4 $2,445
E-5 $2,553
E-6 $2,934
E-7 $3,072
E-8 $3,219
E-9 $3,432
W-1 $2,955
W-2 $3,132
W-3 $3,315
W-4 $3,477
W-5 $3,672
O-1E $3,096
O-2E $3,288
O-3E $3,507
O-1 $2,607
O-2 $2,931
O-3 $3,309
O-4 $3,738
O-5 $4,047
O-6 $4,080
O-7 $4,110

The pay chart moves this allowance far less than the map does.

Moving from Stockton to San Francisco at E-5 is worth $2,574 a month — about 7 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.