Official data current

Stockton BAH rates

Verified · Effective 2026-01-01 · MHA CA035

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W-4 · With dependents
$3,477per month

$41,724 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #72 of 338W-4 · with dependents reference
Taxable-pay equivalent$4,458/mo Using the stated 22% comparison rate
Year-over-year change+$210/mo · +6.4%2025 $3,267 → 2026 $3,477
W-4 rate selectedMHA CA035 ZIPs 95201 95202 95203 95204 95205 95206 +65
PCS compare Stockton · W-4 · with dep. · $3,477/mo
Stockton $3,477/mo · $41,724/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$3,267
2026$3,477

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Stockton — full sheet Tap a row

What this rate means

W-4 with dependents, nearest stations0 – $6,963 / month
Westchester County $6,963
Madison $3,558
Hampden County $3,555
Fort G. G. Meade $3,543
Sitka $3,531
Ann Arbor $3,528
JB Elmendorf-Richardson $3,528
Willow Grove $3,525
Quantico $3,489
San Bernardino $3,489
Ketchikan $3,480
Stockton $3,477
Eglin AFB $3,456
New London $3,441
County Cost Group 870 $3,408
Edwards AFB $3,390
Fort Detrick $3,375
Cape May $3,360
Ballston Spa $3,357
Milwaukee $3,336
Kodiak Island $3,321
Astoria $3,318
Stevens Point $1,779

Stockton is #72 of 338. The spread between the dearest and cheapest station at this grade is $5,184 a month — $62,208 a year, untaxed.

Every pay grade at Stockton0 – $4,110 / month
E-1 $2,445
E-2 $2,445
E-3 $2,445
E-4 $2,445
E-5 $2,553
E-6 $2,934
E-7 $3,072
E-8 $3,219
E-9 $3,432
W-1 $2,955
W-2 $3,132
W-3 $3,315
W-4 $3,477
W-5 $3,672
O-1E $3,096
O-2E $3,288
O-3E $3,507
O-1 $2,607
O-2 $2,931
O-3 $3,309
O-4 $3,738
O-5 $4,047
O-6 $4,080
O-7 $4,110

The pay chart moves this allowance far less than the map does.

Moving from Stockton to Westchester County at W-4 is worth $3,486 a month — about 18 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…