E-4 without dependents, nearest stations0 – $4,833 / month
New York City$4,833
Fort Rucker$1,167
Cheyenne$1,161
County Cost Group 730$1,158
White Sands MR$1,155
Sumter$1,149
Lubbock$1,146
Springfield$1,146
County Cost Group 720$1,143
Erie$1,143
Fort Chaffee$879
Sumter is #276 of 338. The spread between
the dearest and cheapest station at this grade is $3,954 a month —
$47,448 a year, untaxed.
Every pay grade at Sumter0 – $2,064 / month
E-1$1,149
E-2$1,149
E-3$1,149
E-4$1,149
E-5$1,290
E-6$1,461
E-7$1,491
E-8$1,596
E-9$1,725
W-1$1,476
W-2$1,593
W-3$1,743
W-4$1,953
W-5$1,995
O-1E$1,500
O-2E$1,695
O-3E$1,941
O-1$1,374
O-2$1,494
O-3$1,785
O-4$1,980
O-5$1,998
O-6$2,031
O-7$2,064
Promoting to E-5 here adds $141 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Sumter to New York City at E-4 is worth $3,684 a month — about 26 promotions worth of housing allowance, at $141 per grade here.
02
Dependency status is worth 25% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $1,149 a month of BAH takes more than $1,149 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.