BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-1 with dependents at Sumter draws $1,563 per month in 2026

    Permalinkbahratedesk.com/sumter-shaw-afb-sc/o-1/with/ExcelCSVDownloads cover this station.
    Sumter/Shaw AFB, SC
    O-1 · with dependents
    $1,563/ month
    $18,756 / year
    At O-1, this is #286 of 338 stations loaded · high San Francisco $5,172 · low Youngstown $1,218
    MHA SC263 · ZIPs 29040 29062 29104 29125 29128 29150 +5 more
    Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt
    Untaxed — matching it with taxable pay takes$2,004 / mo gross
    Other dependency status here$1,374 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Sumter — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,440$1,149
    E-2$1,440$1,149
    E-3$1,440$1,149
    E-4$1,440$1,149
    E-5$1,503$1,290
    E-6$1,947$1,461
    E-7$1,986$1,491
    E-8$2,025$1,596
    E-9$2,139$1,725
    Warrant officer
    W-1$1,968$1,476
    W-2$2,001$1,593
    W-3$2,055$1,743
    W-4$2,169$1,953
    W-5$2,316$1,995
    Officer — prior enlisted
    O-1E$1,989$1,500
    O-2E$2,043$1,695
    O-3E$2,193$1,941
    Officer
    O-1$1,563$1,374
    O-2$1,944$1,494
    O-3$2,052$1,785
    O-4$2,361$1,980
    O-5$2,589$1,998
    O-6$2,607$2,031
    O-7$2,625$2,064
    PCS compareSumter · O-1 · $1,563/mo
    Aberdeen Proving Grounds$2,517/mo · $30,204/yr
    ▲ RAISE+$954+$11,448/yr · like +$14,677 of salary

    What this rate means

    O-1 with dependents, nearest stations0 – $5,172 / month
    San Francisco$5,172
    Beaumont$1,572
    Springfield$1,572
    Wichita Fls$1,572
    Huntington$1,569
    Sumter$1,563
    County Cost Group 710$1,560
    Brownsville$1,551
    County Cost Group 700$1,542
    Saginaw$1,542
    Youngstown$1,218

    Sumter is #286 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

    Every pay grade at Sumter0 – $2,625 / month
    E-1$1,440
    E-2$1,440
    E-3$1,440
    E-4$1,440
    E-5$1,503
    E-6$1,947
    E-7$1,986
    E-8$2,025
    E-9$2,139
    W-1$1,968
    W-2$2,001
    W-3$2,055
    W-4$2,169
    W-5$2,316
    O-1E$1,989
    O-2E$2,043
    O-3E$2,193
    O-1$1,563
    O-2$1,944
    O-3$2,052
    O-4$2,361
    O-5$2,589
    O-6$2,607
    O-7$2,625

    Promoting to O-2 here adds $381 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Sumter to San Francisco at O-1 is worth $3,609 a month — about 9 promotions worth of housing allowance, at $381 per grade here.

    02

    Dependency status is worth 14% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,563 a month of BAH takes more than $1,563 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.