BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-3 with dependents at Tampa draws $2,520 per month in 2026

    Permalinkbahratedesk.com/tampa-fl/e-3/with/ExcelCSVDownloads cover this station.
    Tampa, FL
    E-3 · with dependents
    $2,520/ month
    $30,240 / year
    At E-3, this is #70 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134
    MHA FL066 · ZIPs 33503 33508 33509 33510 33511 33523 +259 more
    Your grade is calledARMYPFCUSMCLCplNAVYSNUSAFA1C
    Untaxed — matching it with taxable pay takes$3,231 / mo gross
    Other dependency status here$1,932 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Tampa — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,520$1,932
    E-2$2,520$1,932
    E-3$2,520$1,932
    E-4$2,520$1,932
    E-5$2,709$2,187
    E-6$3,042$2,346
    E-7$3,066$2,526
    E-8$3,075$2,781
    E-9$3,123$2,874
    Warrant officer
    W-1$3,063$2,463
    W-2$3,072$2,778
    W-3$3,084$2,886
    W-4$3,141$3,039
    W-5$3,231$3,054
    Officer — prior enlisted
    O-1E$3,069$2,706
    O-2E$3,078$2,853
    O-3E$3,156$3,036
    Officer
    O-1$2,757$2,328
    O-2$3,039$2,649
    O-3$3,081$2,919
    O-4$3,255$3,042
    O-5$3,390$3,057
    O-6$3,417$3,060
    O-7$3,441$3,102
    PCS compareTampa · E-3 · $2,520/mo
    Aberdeen Proving Grounds$2,268/mo · $27,216/yr
    ▼ CUT−$252−$3,024/yr · like −$3,877 of salary

    What this rate means

    E-3 with dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    Atlantic City$2,559
    Denver$2,556
    Fort Myers Beach$2,553
    Cape May$2,523
    Tampa$2,520
    Fort Pierce$2,499
    County Cost Group 870$2,478
    Edwards AFB$2,475
    Fort Detrick$2,466
    Youngstown$1,134

    Tampa is #70 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

    Every pay grade at Tampa0 – $3,441 / month
    E-1$2,520
    E-2$2,520
    E-3$2,520
    E-4$2,520
    E-5$2,709
    E-6$3,042
    E-7$3,066
    E-8$3,075
    E-9$3,123
    W-1$3,063
    W-2$3,072
    W-3$3,084
    W-4$3,141
    W-5$3,231
    O-1E$3,069
    O-2E$3,078
    O-3E$3,156
    O-1$2,757
    O-2$3,039
    O-3$3,081
    O-4$3,255
    O-5$3,390
    O-6$3,417
    O-7$3,441

    Promoting to E-4 here adds $0 a month. The pay chart moves this allowance far less than the map does.

    01

    Dependency status is worth 30% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,520 a month of BAH takes more than $2,520 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.