BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    W-2 without dependents at Tampa draws $2,778 per month in 2026

    Permalinkbahratedesk.com/tampa-fl/w-2/without/ExcelCSVDownloads cover this station.
    Tampa, FL
    W-2 · without dependents
    $2,778/ month
    $33,336 / year
    At W-2, this is #67 of 338 stations loaded · high San Francisco $5,193 · low Youngstown $1,224
    MHA FL066 · ZIPs 33503 33508 33509 33510 33511 33523 +259 more
    Your grade is calledARMYCW2USMCCWO2NAVYCWO2
    Untaxed — matching it with taxable pay takes$3,562 / mo gross
    Other dependency status here$3,072 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Tampa — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,520$1,932
    E-2$2,520$1,932
    E-3$2,520$1,932
    E-4$2,520$1,932
    E-5$2,709$2,187
    E-6$3,042$2,346
    E-7$3,066$2,526
    E-8$3,075$2,781
    E-9$3,123$2,874
    Warrant officer
    W-1$3,063$2,463
    W-2$3,072$2,778
    W-3$3,084$2,886
    W-4$3,141$3,039
    W-5$3,231$3,054
    Officer — prior enlisted
    O-1E$3,069$2,706
    O-2E$3,078$2,853
    O-3E$3,156$3,036
    Officer
    O-1$2,757$2,328
    O-2$3,039$2,649
    O-3$3,081$2,919
    O-4$3,255$3,042
    O-5$3,390$3,057
    O-6$3,417$3,060
    O-7$3,441$3,102
    PCS compareTampa · W-2 · $2,778/mo
    Aberdeen Proving Grounds$2,535/mo · $30,420/yr
    ▼ CUT−$243−$2,916/yr · like −$3,738 of salary

    What this rate means

    W-2 without dependents, nearest stations0 – $5,193 / month
    San Francisco$5,193
    Boulder$2,871
    Everett$2,847
    Cape May$2,820
    Atlantic City$2,781
    Tampa$2,778
    Edwards AFB$2,760
    Fort Detrick$2,760
    Philadelphia$2,751
    Fort Myers Beach$2,742
    Youngstown$1,224

    Tampa is #67 of 338. The spread between the dearest and cheapest station at this grade is $3,969 a month — $47,628 a year, untaxed.

    Every pay grade at Tampa0 – $3,102 / month
    E-1$1,932
    E-2$1,932
    E-3$1,932
    E-4$1,932
    E-5$2,187
    E-6$2,346
    E-7$2,526
    E-8$2,781
    E-9$2,874
    W-1$2,463
    W-2$2,778
    W-3$2,886
    W-4$3,039
    W-5$3,054
    O-1E$2,706
    O-2E$2,853
    O-3E$3,036
    O-1$2,328
    O-2$2,649
    O-3$2,919
    O-4$3,042
    O-5$3,057
    O-6$3,060
    O-7$3,102

    Promoting to W-3 here adds $108 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Tampa to San Francisco at W-2 is worth $2,415 a month — about 22 promotions worth of housing allowance, at $108 per grade here.

    02

    Dependency status is worth 11% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,778 a month of BAH takes more than $2,778 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.