BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,211Without $1,857

    O-3E at Topeka draws $2,211 per month with dependents in 2026, $1,857 without

    Permalinkbahratedesk.com/topeka-ks/o-3e/ExcelCSVDownloads cover this station.
    Topeka, KS
    O-3E · with dependents
    $2,211/ month
    $26,532 / year
    At O-3E, this is #267 of 338 stations loaded · high Westchester County $7,023 · low Youngstown $1,788
    MHA KS105 · ZIPs 66402 66409 66420 66533 66539 66542 +32 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,835 / mo gross
    Without dependents here$1,857 / mo
    In government quarters, no dependents$50.10 / mo partial
    Topeka — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,503$1,185
    E-2$1,503$1,185
    E-3$1,503$1,185
    E-4$1,503$1,185
    E-5$1,626$1,302
    E-6$1,869$1,398
    E-7$1,938$1,506
    E-8$2,016$1,680
    E-9$2,154$1,743
    Warrant officer
    W-1$1,884$1,473
    W-2$1,968$1,677
    W-3$2,067$1,755
    W-4$2,187$1,878
    W-5$2,337$1,953
    Officer — prior enlisted
    O-1E$1,950$1,623
    O-2E$2,049$1,728
    O-3E$2,211$1,857
    Officer
    O-1$1,662$1,377
    O-2$1,866$1,590
    O-3$2,064$1,776
    O-4$2,385$1,935
    O-5$2,619$1,974
    O-6$2,637$2,043
    O-7$2,655$2,076
    PCS compareTopeka · O-3E · $2,211/mo
    Aberdeen Proving Grounds$3,222/mo · $38,664/yr
    ▲ RAISE+$1,011+$12,132/yr · like +$15,554 of salary

    What this rate means

    O-3E with dependents, nearest stations0 – $7,023 / month
    Westchester County$7,023
    Columbia$2,247
    Wilkes-Barre$2,241
    County Cost Group 740$2,211
    Sioux Falls$2,211
    Topeka$2,211
    Camp Lejeune$2,208
    Paducah$2,205
    Gulfport$2,199
    San Antonio (JBSA)$2,196
    Youngstown$1,788

    Topeka is #267 of 338. The spread between the dearest and cheapest station at this grade is $5,235 a month — $62,820 a year, untaxed.

    Every pay grade at Topeka0 – $2,655 / month
    E-1$1,503
    E-2$1,503
    E-3$1,503
    E-4$1,503
    E-5$1,626
    E-6$1,869
    E-7$1,938
    E-8$2,016
    E-9$2,154
    W-1$1,884
    W-2$1,968
    W-3$2,067
    W-4$2,187
    W-5$2,337
    O-1E$1,950
    O-2E$2,049
    O-3E$2,211
    O-1$1,662
    O-2$1,866
    O-3$2,064
    O-4$2,385
    O-5$2,619
    O-6$2,637
    O-7$2,655

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 19% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,211 a month of BAH takes more than $2,211 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.