BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,638 Without $1,365

E-5 at Tulsa draws $1,638 per month with dependents in 2026, $1,365 without

Permalink bahratedesk.com/tulsa-ok/ Excel CSV
Tulsa, OK
E-5 · with dependents
$1,638/ month
$19,656 / year
At E-5, this is #252 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA OK240 · ZIPs 74008 74011 74012 74013 74014 74015 +74 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,100 / mo gross
Without dependents here $1,365 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Tulsa · E-5 · $1,638/mo
Tulsa $1,638/mo · $19,656/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Tulsa — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,542 $1,236
E-2 $1,542 $1,236
E-3 $1,542 $1,236
E-4 $1,542 $1,236
E-5 $1,638 $1,365
E-6 $1,944 $1,455
E-7 $2,004 $1,542
E-8 $2,067 $1,704
E-9 $2,214 $1,788
Warrant officer
W-1 $1,962 $1,524
W-2 $2,028 $1,701
W-3 $2,109 $1,803
W-4 $2,253 $1,953
W-5 $2,430 $2,016
Officer — prior enlisted
O-1E $2,010 $1,635
O-2E $2,097 $1,770
O-3E $2,280 $1,935
Officer
O-1 $1,683 $1,443
O-2 $1,941 $1,611
O-3 $2,106 $1,830
O-4 $2,490 $1,998
O-5 $2,766 $2,076
O-6 $2,787 $2,091
O-7 $2,805 $2,121

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Yuma $1,695
County Cost Group 760 $1,686
Montgomery $1,683
Fort Drum $1,665
Cheyenne $1,653
Wright-Patterson AFB $1,650
Fort Knox $1,647
Oklahoma City $1,644
Morgantown $1,641
County Cost Group 750 $1,638
Tulsa $1,638
Topeka $1,626
St Mary And Terrebonne $1,620
Whiteman AFB $1,611
Malmstrom SFB $1,608
Mountain Home AFB $1,605
Gulfport $1,602
Bismarck $1,596
Fallon NAS $1,596
County Cost Group 740 $1,590
Holloman AFB $1,590
Anniston $1,185

Tulsa is #252 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Tulsa0 – $2,805 / month
E-1 $1,542
E-2 $1,542
E-3 $1,542
E-4 $1,542
E-5 $1,638
E-6 $1,944
E-7 $2,004
E-8 $2,067
E-9 $2,214
W-1 $1,962
W-2 $2,028
W-3 $2,109
W-4 $2,253
W-5 $2,430
O-1E $2,010
O-2E $2,097
O-3E $2,280
O-1 $1,683
O-2 $1,941
O-3 $2,106
O-4 $2,490
O-5 $2,766
O-6 $2,787
O-7 $2,805

The pay chart moves this allowance far less than the map does.

Moving from Tulsa to San Francisco at E-5 is worth $3,489 a month — about 11 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.