What is O-2 BAH at Tulsa in 2026?

$1,941 per month with dependents ($23,292 per year), effective 01 JAN 2026. Without dependents it is $1,611 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-2 BAH at Tulsa 2026 — $1,941 with dependents, $1,611 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Tulsa, OK

O-2 · with dependents

$1,941/ month

$23,292 / year

At O-2, this is #254 of 338 stations loaded · high San Francisco $5,451 · low Youngstown $1,332

MHA OK240 · ZIPs 74008 74011 74012 74013 74014 74015 +74 more

Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt

Untaxed — matching it with taxable pay takes$2,488 / mo gross

Without dependents here$1,611 / mo

In government quarters, no dependents$50.10 / mo partial

Tulsa — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,542	$1,236
E-2	$1,542	$1,236
E-3	$1,542	$1,236
E-4	$1,542	$1,236
E-5	$1,638	$1,365
E-6	$1,944	$1,455
E-7	$2,004	$1,542
E-8	$2,067	$1,704
E-9	$2,214	$1,788
Warrant officer
W-1	$1,962	$1,524
W-2	$2,028	$1,701
W-3	$2,109	$1,803
W-4	$2,253	$1,953
W-5	$2,430	$2,016
Officer — prior enlisted
O-1E	$2,010	$1,635
O-2E	$2,097	$1,770
O-3E	$2,280	$1,935
Officer
O-1	$1,683	$1,443
O-2	$1,941	$1,611
O-3	$2,106	$1,830
O-4	$2,490	$1,998
O-5	$2,766	$2,076
O-6	$2,787	$2,091
O-7	$2,805	$2,121

What this rate means

O-2 with dependents, nearest stations0 – $5,451 / month

San Francisco$5,451

Seymour Johnson AFB$1,947

County Cost Group 750$1,944

Sumter$1,944

Camp Lejeune$1,941

Tulsa$1,941

Little Rock$1,938

White Sands MR$1,926

Whiteman AFB$1,926

Akron$1,923

Youngstown$1,332

Tulsa is #254 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

Every pay grade at Tulsa0 – $2,805 / month

E-1$1,542

E-2$1,542

E-3$1,542

E-4$1,542

E-5$1,638

E-6$1,944

E-7$2,004

E-8$2,067

E-9$2,214

W-1$1,962

W-2$2,028

W-3$2,109

W-4$2,253

W-5$2,430

O-1E$2,010

O-2E$2,097

O-3E$2,280

O-1$1,683

O-2$1,941

O-3$2,106

O-4$2,490

O-5$2,766

O-6$2,787

O-7$2,805

Promoting to O-3 here adds $165 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Tulsa to San Francisco at O-2 is worth $3,510 a month — about 21 promotions worth of housing allowance, at $165 per grade here.

Dependency status is worth 20% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $1,941 a month of BAH takes more than $1,941 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-2 at Tulsa draws $1,941 per month with dependents in 2026, $1,611 without

What this rate means

Things the rate table doesn't tell you