Pick a station below to see what the move is worth a year, before tax.
Orders rarely arrive as one option — add several and rank them.
Comparison uses with-dependents rates. Differences are annual and untaxed.
Rate protection is not applied — a PCS resets you to the new location's current-year rate.
W-3 with dependents, nearest stations0 – $6,654 / month
Westchester County$6,654
Morehead$2,424
Auburn$2,421
Kings Bay$2,421
Eastern Shore$2,409
Albuquerque$2,400
Fort Leavenworth$2,397
Louisville$2,397
Raleigh$2,394
Marquette$2,391
Nellis AFB$2,385
Waco$2,382
Bismarck$2,373
Boise$2,373
Duluth$2,373
Jacksonville$2,367
Ogden$2,364
Fayetteville$2,361
Memphis$2,355
County Cost Group 780$2,349
Fort Hood$2,346
Johnson City$2,346
Anniston$1,689
Waco is #207 of 338. The spread between the
dearest and cheapest station at this grade is $4,965 a month —
$59,580 a year, untaxed.
Every pay grade at Waco0 – $3,138 / month
E-1$1,617
E-2$1,617
E-3$1,617
E-4$1,617
E-5$1,755
E-6$2,097
E-7$2,199
E-8$2,310
E-9$2,496
W-1$2,118
W-2$2,244
W-3$2,382
W-4$2,538
W-5$2,730
O-1E$2,217
O-2E$2,361
O-3E$2,568
O-1$1,803
O-2$2,094
O-3$2,379
O-4$2,793
O-5$3,093
O-6$3,117
O-7$3,138
The pay chart moves this allowance far less than the map does.
Moving from Waco to Westchester County at W-3
is worth $4,272 a month — about 27 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
What the rate table does not tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.