Official data current

West Point BAH rates

Verified · Effective 2026-01-01 · MHA NY217

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O-3E · With dependents
$4,608per month

$55,296 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #24 of 338O-3E · with dependents reference
Taxable-pay equivalent$5,908/mo Using the stated 22% comparison rate
Year-over-year change+$495/mo · +12.0%2025 $4,113 → 2026 $4,608
O-3E rate selectedMHA NY217 ZIPs 10901 10910 10911 10912 10913 10914 +77
PCS compare West Point · O-3E · with dep. · $4,608/mo
West Point $4,608/mo · $55,296/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$4,113
2026$4,608

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

West Point — full sheet Tap a row

What this rate means

O-3E with dependents, nearest stations0 – $7,023 / month
Westchester County $7,023
Kauai County $4,986
Essex CO $4,887
Camp Pendleton $4,854
Miami $4,791
Staten Island $4,776
San Diego $4,770
Los Angeles $4,767
Portsmouth $4,704
Cape Cod-Plymouth $4,626
Trenton $4,620
West Point $4,608
Honolulu County $4,572
Oakland $4,566
San Luis Obispo $4,536
Portland $4,524
Fort Monmouth $4,503
Perth Amboy $4,422
Burlington $4,380
Seattle $4,371
Manchester $4,365
Ventura $4,365
Youngstown $1,788

West Point is #24 of 338. The spread between the dearest and cheapest station at this grade is $5,235 a month — $62,820 a year, untaxed.

Every pay grade at West Point0 – $5,340 / month
E-1 $3,258
E-2 $3,258
E-3 $3,258
E-4 $3,258
E-5 $3,468
E-6 $4,119
E-7 $4,215
E-8 $4,317
E-9 $4,521
W-1 $4,140
W-2 $4,257
W-3 $4,383
W-4 $4,572
W-5 $4,806
O-1E $4,230
O-2E $4,362
O-3E $4,608
O-1 $3,549
O-2 $4,113
O-3 $4,380
O-4 $4,884
O-5 $5,253
O-6 $5,298
O-7 $5,340

The pay chart moves this allowance far less than the map does.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…