BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-2 without dependents at Whiteman AFB draws $1,560 per month in 2026

    Permalinkbahratedesk.com/whiteman-afb-mo/o-2/without/ExcelCSVDownloads cover this station.
    Whiteman AFB, MO
    O-2 · without dependents
    $1,560/ month
    $18,720 / year
    At O-2, this is #266 of 338 stations loaded · high New York City $5,091 · low Youngstown $1,176
    MHA MO162 · ZIPs 64019 64040 64061 64093 64733 64761 +11 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$2,000 / mo gross
    Other dependency status here$1,926 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Whiteman AFB — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,449$1,110
    E-2$1,449$1,110
    E-3$1,449$1,110
    E-4$1,449$1,110
    E-5$1,611$1,215
    E-6$1,929$1,446
    E-7$2,043$1,533
    E-8$2,166$1,680
    E-9$2,322$1,767
    Warrant officer
    W-1$1,950$1,464
    W-2$2,094$1,677
    W-3$2,247$1,782
    W-4$2,349$1,953
    W-5$2,478$2,070
    Officer — prior enlisted
    O-1E$2,064$1,608
    O-2E$2,223$1,749
    O-3E$2,370$1,923
    Officer
    O-1$1,656$1,281
    O-2$1,926$1,560
    O-3$2,244$1,812
    O-4$2,517$2,046
    O-5$2,715$2,112
    O-6$2,736$2,226
    O-7$2,751$2,262
    PCS compareWhiteman AFB · O-2 · $1,560/mo
    Aberdeen Proving Grounds$2,412/mo · $28,944/yr
    ▲ RAISE+$852+$10,224/yr · like +$13,108 of salary

    What this rate means

    O-2 without dependents, nearest stations0 – $5,091 / month
    New York City$5,091
    Morgantown$1,578
    Gulfport$1,575
    Akron$1,569
    Scott AFB$1,560
    Whiteman AFB$1,560
    China Lake$1,554
    Columbus AFB$1,554
    County Cost Group 740$1,554
    Peoria$1,554
    Youngstown$1,176

    Whiteman AFB is #266 of 338. The spread between the dearest and cheapest station at this grade is $3,915 a month — $46,980 a year, untaxed.

    Every pay grade at Whiteman AFB0 – $2,262 / month
    E-1$1,110
    E-2$1,110
    E-3$1,110
    E-4$1,110
    E-5$1,215
    E-6$1,446
    E-7$1,533
    E-8$1,680
    E-9$1,767
    W-1$1,464
    W-2$1,677
    W-3$1,782
    W-4$1,953
    W-5$2,070
    O-1E$1,608
    O-2E$1,749
    O-3E$1,923
    O-1$1,281
    O-2$1,560
    O-3$1,812
    O-4$2,046
    O-5$2,112
    O-6$2,226
    O-7$2,262

    Promoting to O-3 here adds $252 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Whiteman AFB to New York City at O-2 is worth $3,531 a month — about 14 promotions worth of housing allowance, at $252 per grade here.

    02

    Dependency status is worth 23% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,560 a month of BAH takes more than $1,560 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.