BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3 without dependents at Whiteman AFB draws $1,812 per month in 2026

    Permalinkbahratedesk.com/whiteman-afb-mo/o-3/without/ExcelCSVDownloads cover this station.
    Whiteman AFB, MO
    O-3 · without dependents
    $1,812/ month
    $21,744 / year
    At O-3, this is #259 of 338 stations loaded · high San Francisco $5,331 · low Youngstown $1,344
    MHA MO162 · ZIPs 64019 64040 64061 64093 64733 64761 +11 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,323 / mo gross
    Other dependency status here$2,244 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Whiteman AFB — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,449$1,110
    E-2$1,449$1,110
    E-3$1,449$1,110
    E-4$1,449$1,110
    E-5$1,611$1,215
    E-6$1,929$1,446
    E-7$2,043$1,533
    E-8$2,166$1,680
    E-9$2,322$1,767
    Warrant officer
    W-1$1,950$1,464
    W-2$2,094$1,677
    W-3$2,247$1,782
    W-4$2,349$1,953
    W-5$2,478$2,070
    Officer — prior enlisted
    O-1E$2,064$1,608
    O-2E$2,223$1,749
    O-3E$2,370$1,923
    Officer
    O-1$1,656$1,281
    O-2$1,926$1,560
    O-3$2,244$1,812
    O-4$2,517$2,046
    O-5$2,715$2,112
    O-6$2,736$2,226
    O-7$2,751$2,262
    PCS compareWhiteman AFB · O-3 · $1,812/mo
    Aberdeen Proving Grounds$2,643/mo · $31,716/yr
    ▲ RAISE+$831+$9,972/yr · like +$12,785 of salary

    What this rate means

    O-3 without dependents, nearest stations0 – $5,331 / month
    San Francisco$5,331
    Wilkes-Barre$1,827
    Minot AFB$1,824
    Champaign$1,818
    Morgantown$1,812
    Whiteman AFB$1,812
    Camp Lejeune$1,809
    Akron$1,797
    Seymour Johnson AFB$1,794
    Fallon NAS$1,785
    Youngstown$1,344

    Whiteman AFB is #259 of 338. The spread between the dearest and cheapest station at this grade is $3,987 a month — $47,844 a year, untaxed.

    Every pay grade at Whiteman AFB0 – $2,262 / month
    E-1$1,110
    E-2$1,110
    E-3$1,110
    E-4$1,110
    E-5$1,215
    E-6$1,446
    E-7$1,533
    E-8$1,680
    E-9$1,767
    W-1$1,464
    W-2$1,677
    W-3$1,782
    W-4$1,953
    W-5$2,070
    O-1E$1,608
    O-2E$1,749
    O-3E$1,923
    O-1$1,281
    O-2$1,560
    O-3$1,812
    O-4$2,046
    O-5$2,112
    O-6$2,226
    O-7$2,262

    Promoting to O-4 here adds $234 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Whiteman AFB to San Francisco at O-3 is worth $3,519 a month — about 15 promotions worth of housing allowance, at $234 per grade here.

    02

    Dependency status is worth 24% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,812 a month of BAH takes more than $1,812 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.