BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $1,572Without $1,290

    O-1 at Wichita Fls draws $1,572 per month with dependents in 2026, $1,290 without

    Permalinkbahratedesk.com/wichita-fls-sheppard-afb-tx/o-1/ExcelCSVDownloads cover this station.
    Wichita Fls/Sheppard AFB, TX
    O-1 · with dependents
    $1,572/ month
    $18,864 / year
    At O-1, this is #284 of 338 stations loaded · high San Francisco $5,172 · low Youngstown $1,218
    MHA TX288 · ZIPs 76301 76302 76305 76306 76307 76308 +12 more
    Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt
    Untaxed — matching it with taxable pay takes$2,015 / mo gross
    Without dependents here$1,290 / mo
    In government quarters, no dependents$50.10 / mo partial
    Wichita Fls — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,392$1,044
    E-2$1,392$1,044
    E-3$1,392$1,044
    E-4$1,392$1,044
    E-5$1,491$1,182
    E-6$2,112$1,584
    E-7$2,190$1,644
    E-8$2,271$1,704
    E-9$2,427$1,821
    Warrant officer
    W-1$2,133$1,602
    W-2$2,223$1,668
    W-3$2,328$1,827
    W-4$2,463$2,127
    W-5$2,634$2,208
    Officer — prior enlisted
    O-1E$2,202$1,653
    O-2E$2,310$1,764
    O-3E$2,490$2,106
    Officer
    O-1$1,572$1,290
    O-2$2,106$1,647
    O-3$2,325$1,887
    O-4$2,691$2,187
    O-5$2,955$2,229
    O-6$2,979$2,304
    O-7$2,997$2,343
    PCS compareWichita Fls · O-1 · $1,572/mo
    Aberdeen Proving Grounds$2,517/mo · $30,204/yr
    ▲ RAISE+$945+$11,340/yr · like +$14,538 of salary

    What this rate means

    O-1 with dependents, nearest stations0 – $5,172 / month
    San Francisco$5,172
    Moody AFB$1,578
    Seymour Johnson AFB$1,578
    Beaumont$1,572
    Springfield$1,572
    Wichita Fls$1,572
    Huntington$1,569
    Sumter$1,563
    County Cost Group 710$1,560
    Brownsville$1,551
    Youngstown$1,218

    Wichita Fls is #284 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

    Every pay grade at Wichita Fls0 – $2,997 / month
    E-1$1,392
    E-2$1,392
    E-3$1,392
    E-4$1,392
    E-5$1,491
    E-6$2,112
    E-7$2,190
    E-8$2,271
    E-9$2,427
    W-1$2,133
    W-2$2,223
    W-3$2,328
    W-4$2,463
    W-5$2,634
    O-1E$2,202
    O-2E$2,310
    O-3E$2,490
    O-1$1,572
    O-2$2,106
    O-3$2,325
    O-4$2,691
    O-5$2,955
    O-6$2,979
    O-7$2,997

    Promoting to O-2 here adds $534 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Wichita Fls to San Francisco at O-1 is worth $3,600 a month — about 7 promotions worth of housing allowance, at $534 per grade here.

    02

    Dependency status is worth 22% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,572 a month of BAH takes more than $1,572 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.