What is W-3 BAH at Wichita in 2026?

$1,941 per month with dependents ($23,292 per year), effective 01 JAN 2026. Without dependents it is $1,545 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

W-3 BAH at Wichita 2026 — $1,941 with dependents, $1,545 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Wichita/McConnell AFB, KS

W-3 · with dependents

$1,941/ month

$23,292 / year

At W-3, this is #306 of 338 stations loaded · high Westchester County $6,654 · low Anniston $1,689

MHA KS101 · ZIPs 66842 67001 67002 67010 67012 67016 +58 more

Your grade is calledARMYCW3USMCCWO3NAVYCWO3

Untaxed — matching it with taxable pay takes$2,488 / mo gross

Without dependents here$1,545 / mo

In government quarters, no dependents$50.10 / mo partial

Wichita — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,320	$1,137
E-2	$1,320	$1,137
E-3	$1,320	$1,137
E-4	$1,320	$1,137
E-5	$1,377	$1,212
E-6	$1,689	$1,266
E-7	$1,779	$1,335
E-8	$1,878	$1,443
E-9	$2,022	$1,530
Warrant officer
W-1	$1,710	$1,317
W-2	$1,821	$1,440
W-3	$1,941	$1,545
W-4	$2,052	$1,707
W-5	$2,190	$1,800
Officer — prior enlisted
O-1E	$1,797	$1,374
O-2E	$1,923	$1,512
O-3E	$2,073	$1,683
Officer
O-1	$1,422	$1,263
O-2	$1,686	$1,362
O-3	$1,938	$1,572
O-4	$2,232	$1,779
O-5	$2,445	$1,833
O-6	$2,463	$1,920
O-7	$2,478	$1,950

What this rate means

W-3 with dependents, nearest stations0 – $6,654 / month

Westchester County$6,654

Fort Riley$1,956

Alexandria$1,953

County Cost Group 660$1,947

Fort Polk$1,941

Wichita$1,941

County Cost Group 650$1,938

Montgomery$1,935

County Cost Group 640$1,929

Sparta$1,926

Anniston$1,689

Wichita is #306 of 338. The spread between the dearest and cheapest station at this grade is $4,965 a month — $59,580 a year, untaxed.

Every pay grade at Wichita0 – $2,478 / month

E-1$1,320

E-2$1,320

E-3$1,320

E-4$1,320

E-5$1,377

E-6$1,689

E-7$1,779

E-8$1,878

E-9$2,022

W-1$1,710

W-2$1,821

W-3$1,941

W-4$2,052

W-5$2,190

O-1E$1,797

O-2E$1,923

O-3E$2,073

O-1$1,422

O-2$1,686

O-3$1,938

O-4$2,232

O-5$2,445

O-6$2,463

O-7$2,478

Promoting to W-4 here adds $111 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Wichita to Westchester County at W-3 is worth $4,713 a month — about 42 promotions worth of housing allowance, at $111 per grade here.

Dependency status is worth 26% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $1,941 a month of BAH takes more than $1,941 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

W-3 at Wichita draws $1,941 per month with dependents in 2026, $1,545 without

What this rate means

Things the rate table doesn't tell you