BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-7 without dependents at Willow Grove draws $2,736 per month in 2026

    Permalinkbahratedesk.com/willow-grove-pa/e-7/without/ExcelCSVDownloads cover this station.
    Willow Grove, PA
    E-7 · without dependents
    $2,736/ month
    $32,832 / year
    At E-7, this is #56 of 338 stations loaded · high New York City $5,088 · low Youngstown $1,131
    MHA PA249 · ZIPs 18039 18041 18054 18070 18073 18074 +207 more
    Your grade is calledARMYSFCUSMCGySgtNAVYCPOUSAFMSgt
    Untaxed — matching it with taxable pay takes$3,508 / mo gross
    Other dependency status here$3,423 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Willow Grove — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,730$2,049
    E-2$2,730$2,049
    E-3$2,730$2,049
    E-4$2,730$2,049
    E-5$2,934$2,337
    E-6$3,399$2,550
    E-7$3,423$2,736
    E-8$3,432$3,030
    E-9$3,495$3,165
    Warrant officer
    W-1$3,420$2,670
    W-2$3,429$3,027
    W-3$3,441$3,183
    W-4$3,525$3,396
    W-5$3,669$3,405
    Officer — prior enlisted
    O-1E$3,426$2,931
    O-2E$3,435$3,135
    O-3E$3,549$3,393
    Officer
    O-1$2,997$2,523
    O-2$3,393$2,871
    O-3$3,438$3,228
    O-4$3,714$3,399
    O-5$3,939$3,408
    O-6$3,969$3,411
    O-7$3,999$3,447
    PCS compareWillow Grove · E-7 · $2,736/mo
    Aberdeen Proving Grounds$2,274/mo · $27,288/yr
    ▼ CUT−$462−$5,544/yr · like −$7,108 of salary

    What this rate means

    E-7 without dependents, nearest stations0 – $5,088 / month
    New York City$5,088
    Annapolis$2,763
    Fort G. G. Meade$2,745
    Beale AFB$2,742
    Quantico$2,739
    Willow Grove$2,736
    JB McGuire-Dix-Lakehurst$2,715
    County Cost Group 880$2,670
    Hartford$2,661
    Santa Fe$2,652
    Youngstown$1,131

    Willow Grove is #56 of 338. The spread between the dearest and cheapest station at this grade is $3,957 a month — $47,484 a year, untaxed.

    Every pay grade at Willow Grove0 – $3,447 / month
    E-1$2,049
    E-2$2,049
    E-3$2,049
    E-4$2,049
    E-5$2,337
    E-6$2,550
    E-7$2,736
    E-8$3,030
    E-9$3,165
    W-1$2,670
    W-2$3,027
    W-3$3,183
    W-4$3,396
    W-5$3,405
    O-1E$2,931
    O-2E$3,135
    O-3E$3,393
    O-1$2,523
    O-2$2,871
    O-3$3,228
    O-4$3,399
    O-5$3,408
    O-6$3,411
    O-7$3,447

    Promoting to E-8 here adds $294 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Willow Grove to New York City at E-7 is worth $2,352 a month — about 8 promotions worth of housing allowance, at $294 per grade here.

    02

    Dependency status is worth 25% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,736 a month of BAH takes more than $2,736 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.