BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-6 without dependents at Willow Grove draws $3,411 per month in 2026

    Permalinkbahratedesk.com/willow-grove-pa/o-6/without/ExcelCSVDownloads cover this station.
    Willow Grove, PA
    O-6 · without dependents
    $3,411/ month
    $40,932 / year
    At O-6, this is #65 of 338 stations loaded · high Westchester County $6,633 · low Anniston $1,665
    MHA PA249 · ZIPs 18039 18041 18054 18070 18073 18074 +207 more
    Your grade is calledARMYCOLUSMCColNAVYCAPTUSAFCol
    Untaxed — matching it with taxable pay takes$4,373 / mo gross
    Other dependency status here$3,969 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Willow Grove — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,730$2,049
    E-2$2,730$2,049
    E-3$2,730$2,049
    E-4$2,730$2,049
    E-5$2,934$2,337
    E-6$3,399$2,550
    E-7$3,423$2,736
    E-8$3,432$3,030
    E-9$3,495$3,165
    Warrant officer
    W-1$3,420$2,670
    W-2$3,429$3,027
    W-3$3,441$3,183
    W-4$3,525$3,396
    W-5$3,669$3,405
    Officer — prior enlisted
    O-1E$3,426$2,931
    O-2E$3,435$3,135
    O-3E$3,549$3,393
    Officer
    O-1$2,997$2,523
    O-2$3,393$2,871
    O-3$3,438$3,228
    O-4$3,714$3,399
    O-5$3,939$3,408
    O-6$3,969$3,411
    O-7$3,999$3,447
    PCS compareWillow Grove · O-6 · $3,411/mo
    Aberdeen Proving Grounds$3,054/mo · $36,648/yr
    ▼ CUT−$357−$4,284/yr · like −$5,492 of salary

    What this rate means

    O-6 without dependents, nearest stations0 – $6,633 / month
    Westchester County$6,633
    Austin$3,435
    Annapolis$3,417
    Hampden County$3,414
    Madison$3,414
    Willow Grove$3,411
    Eglin AFB$3,393
    San Bernardino$3,393
    Fort G. G. Meade$3,390
    JB Elmendorf-Richardson$3,348
    Anniston$1,665

    Willow Grove is #65 of 338. The spread between the dearest and cheapest station at this grade is $4,968 a month — $59,616 a year, untaxed.

    Every pay grade at Willow Grove0 – $3,447 / month
    E-1$2,049
    E-2$2,049
    E-3$2,049
    E-4$2,049
    E-5$2,337
    E-6$2,550
    E-7$2,736
    E-8$3,030
    E-9$3,165
    W-1$2,670
    W-2$3,027
    W-3$3,183
    W-4$3,396
    W-5$3,405
    O-1E$2,931
    O-2E$3,135
    O-3E$3,393
    O-1$2,523
    O-2$2,871
    O-3$3,228
    O-4$3,399
    O-5$3,408
    O-6$3,411
    O-7$3,447

    Promoting to O-7 here adds $36 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Willow Grove to Westchester County at O-6 is worth $3,222 a month — about 90 promotions worth of housing allowance, at $36 per grade here.

    02

    Dependency status is worth 16% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,411 a month of BAH takes more than $3,411 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.