BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,919 Without $2,523

E-5 at Worcester draws $2,919 per month with dependents in 2026, $2,523 without

Permalink bahratedesk.com/worcester-ma/ Excel CSV
Worcester, MA
E-5 · with dependents
$2,919/ month
$35,028 / year
At E-5, this is #57 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA MA122 · ZIPs 01005 01031 01037 01068 01074 01083 +65 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,742 / mo gross
Without dependents here $2,523 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Worcester · E-5 · $2,919/mo
Worcester $2,919/mo · $35,028/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Worcester — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,787 $2,286
E-2 $2,787 $2,286
E-3 $2,787 $2,286
E-4 $2,787 $2,286
E-5 $2,919 $2,523
E-6 $3,390 $2,664
E-7 $3,525 $2,790
E-8 $3,669 $3,018
E-9 $3,909 $3,156
Warrant officer
W-1 $3,411 $2,754
W-2 $3,582 $3,015
W-3 $3,759 $3,174
W-4 $3,963 $3,417
W-5 $4,212 $3,555
Officer — prior enlisted
O-1E $3,549 $2,916
O-2E $3,732 $3,123
O-3E $4,002 $3,384
Officer
O-1 $2,982 $2,652
O-2 $3,387 $2,880
O-3 $3,756 $3,219
O-4 $4,296 $3,528
O-5 $4,686 $3,606
O-6 $4,725 $3,738
O-7 $4,761 $3,804

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Washington $3,132
Burlington $3,120
Fitchburg $3,093
New Haven $3,069
Warrenton $3,066
Beale AFB $2,967
Santa Fe $2,964
Quantico $2,955
Willow Grove $2,934
Annapolis $2,928
Worcester $2,919
Sacramento $2,904
Fort G. G. Meade $2,901
Hartford $2,901
JB Elmendorf-Richardson $2,874
Ketchikan $2,868
Kodiak Island $2,865
County Cost Group 880 $2,850
Newport $2,847
Denver $2,841
JB McGuire-Dix-Lakehurst $2,823
Anniston $1,185

Worcester is #57 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Worcester0 – $4,761 / month
E-1 $2,787
E-2 $2,787
E-3 $2,787
E-4 $2,787
E-5 $2,919
E-6 $3,390
E-7 $3,525
E-8 $3,669
E-9 $3,909
W-1 $3,411
W-2 $3,582
W-3 $3,759
W-4 $3,963
W-5 $4,212
O-1E $3,549
O-2E $3,732
O-3E $4,002
O-1 $2,982
O-2 $3,387
O-3 $3,756
O-4 $4,296
O-5 $4,686
O-6 $4,725
O-7 $4,761

The pay chart moves this allowance far less than the map does.

Moving from Worcester to San Francisco at E-5 is worth $2,208 a month — about 5 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.