Official data current

Worcester BAH rates

Verified · Effective 2026-01-01 · MHA MA122

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W-3 · With dependents
$3,759per month

$45,108 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #47 of 338W-3 · with dependents reference
Taxable-pay equivalent$4,819/mo Using the stated 22% comparison rate
Year-over-year change+$210/mo · +5.9%2025 $3,549 → 2026 $3,759
W-3 rate selectedMHA MA122 ZIPs 01005 01031 01037 01068 01074 01083 +65
PCS compare Worcester · W-3 · with dep. · $3,759/mo
Worcester $3,759/mo · $45,108/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$3,549
2026$3,759

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Worcester — full sheet Tap a row

What this rate means

W-3 with dependents, nearest stations0 – $6,654 / month
Westchester County $6,654
Fitchburg $4,068
Washington $4,023
Providence $4,017
West Palm Beach $3,981
Hawaii County $3,948
New Haven $3,846
County Cost Group 890 $3,831
Brunswick $3,783
Vandenberg SFB $3,783
Hartford $3,765
Worcester $3,759
Chicago $3,741
Boulder $3,714
Santa Fe $3,714
Riverside $3,708
Indian Head Navordsta $3,672
Warrenton $3,669
Atlantic City $3,627
Juneau $3,597
Everett $3,570
JB McGuire-Dix-Lakehurst $3,555
Anniston $1,689

Worcester is #47 of 338. The spread between the dearest and cheapest station at this grade is $4,965 a month — $59,580 a year, untaxed.

Every pay grade at Worcester0 – $4,761 / month
E-1 $2,787
E-2 $2,787
E-3 $2,787
E-4 $2,787
E-5 $2,919
E-6 $3,390
E-7 $3,525
E-8 $3,669
E-9 $3,909
W-1 $3,411
W-2 $3,582
W-3 $3,759
W-4 $3,963
W-5 $4,212
O-1E $3,549
O-2E $3,732
O-3E $4,002
O-1 $2,982
O-2 $3,387
O-3 $3,756
O-4 $4,296
O-5 $4,686
O-6 $4,725
O-7 $4,761

The pay chart moves this allowance far less than the map does.

Moving from Worcester to Westchester County at W-3 is worth $2,895 a month — about 14 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…