What is O-4 BAH at Yakima in 2026?

$3,015 per month with dependents ($36,180 per year), effective 01 JAN 2026. Without dependents it is $2,502 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-4 BAH at Yakima 2026 — $3,015 with dependents, $2,502 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Yakima, WA

O-4 · with dependents

$3,015/ month

$36,180 / year

At O-4, this is #145 of 338 stations loaded · high Westchester County $7,470 · low Youngstown $1,809

MHA WA313 · ZIPs 98901 98902 98903 98904 98907 98908 +19 more

Your grade is calledARMYMAJUSMCMajNAVYLCDRUSAFMaj

Untaxed — matching it with taxable pay takes$3,865 / mo gross

Without dependents here$2,502 / mo

In government quarters, no dependents$50.10 / mo partial

Yakima — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,731	$1,329
E-2	$1,731	$1,329
E-3	$1,731	$1,329
E-4	$1,731	$1,329
E-5	$1,923	$1,458
E-6	$2,382	$1,788
E-7	$2,499	$1,875
E-8	$2,625	$2,019
E-9	$2,793	$2,151
Warrant officer
W-1	$2,403	$1,803
W-2	$2,550	$2,016
W-3	$2,706	$2,169
W-4	$2,823	$2,406
W-5	$2,970	$2,526
Officer — prior enlisted
O-1E	$2,520	$1,920
O-2E	$2,682	$2,121
O-3E	$2,847	$2,376
Officer
O-1	$1,983	$1,536
O-2	$2,379	$1,878
O-3	$2,703	$2,214
O-4	$3,015	$2,502
O-5	$3,243	$2,568
O-6	$3,267	$2,685
O-7	$3,291	$2,730

What this rate means

O-4 with dependents, nearest stations0 – $7,470 / month

Westchester County$7,470

Nashville$3,033

Richmond$3,030

Rochester$3,027

Wilmington$3,018

Yakima$3,015

Fort Collins$3,012

Elizabeth City$3,009

Salem$3,009

Barstow$2,976

Youngstown$1,809

Yakima is #145 of 338. The spread between the dearest and cheapest station at this grade is $5,661 a month — $67,932 a year, untaxed.

Every pay grade at Yakima0 – $3,291 / month

E-1$1,731

E-2$1,731

E-3$1,731

E-4$1,731

E-5$1,923

E-6$2,382

E-7$2,499

E-8$2,625

E-9$2,793

W-1$2,403

W-2$2,550

W-3$2,706

W-4$2,823

W-5$2,970

O-1E$2,520

O-2E$2,682

O-3E$2,847

O-1$1,983

O-2$2,379

O-3$2,703

O-4$3,015

O-5$3,243

O-6$3,267

O-7$3,291

Promoting to O-5 here adds $228 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Yakima to Westchester County at O-4 is worth $4,455 a month — about 20 promotions worth of housing allowance, at $228 per grade here.

Dependency status is worth 21% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $3,015 a month of BAH takes more than $3,015 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-4 at Yakima draws $3,015 per month with dependents in 2026, $2,502 without

What this rate means

Things the rate table doesn't tell you