BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-5 with dependents at Yakima draws $3,243 per month in 2026

    Permalinkbahratedesk.com/yakima-wa/o-5/with/ExcelCSVDownloads cover this station.
    Yakima, WA
    O-5 · with dependents
    $3,243/ month
    $38,916 / year
    At O-5, this is #136 of 338 stations loaded · high Westchester County $8,064 · low Youngstown $1,827
    MHA WA313 · ZIPs 98901 98902 98903 98904 98907 98908 +19 more
    Your grade is calledARMYLTCUSMCLtColNAVYCDRUSAFLt Col
    Untaxed — matching it with taxable pay takes$4,158 / mo gross
    Other dependency status here$2,568 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Yakima — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,731$1,329
    E-2$1,731$1,329
    E-3$1,731$1,329
    E-4$1,731$1,329
    E-5$1,923$1,458
    E-6$2,382$1,788
    E-7$2,499$1,875
    E-8$2,625$2,019
    E-9$2,793$2,151
    Warrant officer
    W-1$2,403$1,803
    W-2$2,550$2,016
    W-3$2,706$2,169
    W-4$2,823$2,406
    W-5$2,970$2,526
    Officer — prior enlisted
    O-1E$2,520$1,920
    O-2E$2,682$2,121
    O-3E$2,847$2,376
    Officer
    O-1$1,983$1,536
    O-2$2,379$1,878
    O-3$2,703$2,214
    O-4$3,015$2,502
    O-5$3,243$2,568
    O-6$3,267$2,685
    O-7$3,291$2,730
    PCS compareYakima · O-5 · $3,243/mo
    Aberdeen Proving Grounds$3,630/mo · $43,560/yr
    ▲ RAISE+$387+$4,644/yr · like +$5,954 of salary

    What this rate means

    O-5 with dependents, nearest stations0 – $8,064 / month
    Westchester County$8,064
    County Cost Group 820$3,255
    Orlando$3,255
    Savannah$3,249
    Rome$3,243
    Yakima$3,243
    Abilene$3,234
    Durham$3,231
    Helena$3,231
    Omaha$3,231
    Youngstown$1,827

    Yakima is #136 of 338. The spread between the dearest and cheapest station at this grade is $6,237 a month — $74,844 a year, untaxed.

    Every pay grade at Yakima0 – $3,291 / month
    E-1$1,731
    E-2$1,731
    E-3$1,731
    E-4$1,731
    E-5$1,923
    E-6$2,382
    E-7$2,499
    E-8$2,625
    E-9$2,793
    W-1$2,403
    W-2$2,550
    W-3$2,706
    W-4$2,823
    W-5$2,970
    O-1E$2,520
    O-2E$2,682
    O-3E$2,847
    O-1$1,983
    O-2$2,379
    O-3$2,703
    O-4$3,015
    O-5$3,243
    O-6$3,267
    O-7$3,291

    Promoting to O-6 here adds $24 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Yakima to Westchester County at O-5 is worth $4,821 a month — about 201 promotions worth of housing allowance, at $24 per grade here.

    02

    Dependency status is worth 26% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,243 a month of BAH takes more than $3,243 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.