What is W-4 BAH at Yakima in 2026?

$2,406 per month without dependents ($28,872 per year), effective 01 JAN 2026. with dependents it is $2,823 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

W-4 BAH at Yakima 2026 — $2,406/mo without dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Yakima, WA

W-4 · without dependents

$2,406/ month

$28,872 / year

At W-4, this is #162 of 338 stations loaded · high Westchester County $5,478 · low Youngstown $1,362

MHA WA313 · ZIPs 98901 98902 98903 98904 98907 98908 +19 more

Your grade is calledARMYCW4USMCCWO4NAVYCWO4

Untaxed — matching it with taxable pay takes$3,085 / mo gross

Other dependency status here$2,823 with dependents

In government quarters, no dependents$50.10 / mo partial

Yakima — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,731	$1,329
E-2	$1,731	$1,329
E-3	$1,731	$1,329
E-4	$1,731	$1,329
E-5	$1,923	$1,458
E-6	$2,382	$1,788
E-7	$2,499	$1,875
E-8	$2,625	$2,019
E-9	$2,793	$2,151
Warrant officer
W-1	$2,403	$1,803
W-2	$2,550	$2,016
W-3	$2,706	$2,169
W-4	$2,823	$2,406
W-5	$2,970	$2,526
Officer — prior enlisted
O-1E	$2,520	$1,920
O-2E	$2,682	$2,121
O-3E	$2,847	$2,376
Officer
O-1	$1,983	$1,536
O-2	$2,379	$1,878
O-3	$2,703	$2,214
O-4	$3,015	$2,502
O-5	$3,243	$2,568
O-6	$3,267	$2,685
O-7	$3,291	$2,730

What this rate means

W-4 without dependents, nearest stations0 – $5,478 / month

Westchester County$5,478

Syracuse$2,418

Cleveland$2,415

Hampton$2,415

College Station$2,412

Yakima$2,406

Chattanooga$2,403

County Cost Group 810$2,403

Ocala$2,400

Grand Rapids$2,397

Youngstown$1,362

Yakima is #162 of 338. The spread between the dearest and cheapest station at this grade is $4,116 a month — $49,392 a year, untaxed.

Every pay grade at Yakima0 – $2,730 / month

E-1$1,329

E-2$1,329

E-3$1,329

E-4$1,329

E-5$1,458

E-6$1,788

E-7$1,875

E-8$2,019

E-9$2,151

W-1$1,803

W-2$2,016

W-3$2,169

W-4$2,406

W-5$2,526

O-1E$1,920

O-2E$2,121

O-3E$2,376

O-1$1,536

O-2$1,878

O-3$2,214

O-4$2,502

O-5$2,568

O-6$2,685

O-7$2,730

Promoting to W-5 here adds $120 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Yakima to Westchester County at W-4 is worth $3,072 a month — about 26 promotions worth of housing allowance, at $120 per grade here.

Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,406 a month of BAH takes more than $2,406 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

W-4 without dependents at Yakima draws $2,406 per month in 2026

What this rate means

Things the rate table doesn't tell you