BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $1,827Without $1,593

    O-5 at Youngstown draws $1,827 per month with dependents in 2026, $1,593 without

    Permalinkbahratedesk.com/youngstown-oh/o-5/ExcelCSVDownloads cover this station.
    Youngstown, OH
    O-5 · with dependents
    $1,827/ month
    $21,924 / year
    At O-5, this is #338 of 338 stations loaded · high Westchester County $8,064 · low Youngstown $1,827
    MHA OH233 · ZIPs 44401 44402 44403 44404 44405 44406 +51 more
    Your grade is calledARMYLTCUSMCLtColNAVYCDRUSAFLt Col
    Untaxed — matching it with taxable pay takes$2,342 / mo gross
    Without dependents here$1,593 / mo
    In government quarters, no dependents$50.10 / mo partial
    Youngstown — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,134$933
    E-2$1,134$933
    E-3$1,134$933
    E-4$1,134$933
    E-5$1,191$1,017
    E-6$1,335$1,077
    E-7$1,491$1,131
    E-8$1,662$1,248
    E-9$1,782$1,338
    Warrant officer
    W-1$1,350$1,128
    W-2$1,560$1,224
    W-3$1,773$1,341
    W-4$1,785$1,362
    W-5$1,806$1,527
    Officer — prior enlisted
    O-1E$1,521$1,188
    O-2E$1,740$1,305
    O-3E$1,788$1,347
    Officer
    O-1$1,218$1,074
    O-2$1,332$1,176
    O-3$1,767$1,344
    O-4$1,809$1,497
    O-5$1,827$1,593
    O-6$1,839$1,752
    O-7$1,845$1,779
    PCS compareYoungstown · O-5 · $1,827/mo
    Aberdeen Proving Grounds$3,630/mo · $43,560/yr
    ▲ RAISE+$1,803+$21,636/yr · like +$27,738 of salary

    What this rate means

    O-5 with dependents, nearest stations0 – $8,064 / month
    Westchester County$8,064
    Monroe$2,040
    Saginaw$2,007
    Stevens Point$1,998
    Cannon AFB$1,944
    Youngstown$1,827

    Youngstown is #338 of 338. The spread between the dearest and cheapest station at this grade is $6,237 a month — $74,844 a year, untaxed.

    Every pay grade at Youngstown0 – $1,845 / month
    E-1$1,134
    E-2$1,134
    E-3$1,134
    E-4$1,134
    E-5$1,191
    E-6$1,335
    E-7$1,491
    E-8$1,662
    E-9$1,782
    W-1$1,350
    W-2$1,560
    W-3$1,773
    W-4$1,785
    W-5$1,806
    O-1E$1,521
    O-2E$1,740
    O-3E$1,788
    O-1$1,218
    O-2$1,332
    O-3$1,767
    O-4$1,809
    O-5$1,827
    O-6$1,839
    O-7$1,845

    Promoting to O-6 here adds $12 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Youngstown to Westchester County at O-5 is worth $6,237 a month — about 520 promotions worth of housing allowance, at $12 per grade here.

    02

    Dependency status is worth 15% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,827 a month of BAH takes more than $1,827 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.