What is E-5 BAH at Atlanta in 2026?

$1,995 per month without dependents ($23,940 per year), effective 01 JAN 2026. with dependents it is $2,388 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

E-5 BAH at Atlanta 2026 — $1,995/mo without dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Atlanta, GA

E-5 · without dependents

$1,995/ month

$23,940 / year

At E-5, this is #96 of 338 stations loaded · high New York City $4,980 · low Fort Chaffee $996

MHA GA071 · ZIPs 30002 30003 30004 30005 30006 30007 +203 more

Your grade is calledARMYSGTUSMCSgtNAVYPO2USAFSSgt

Untaxed — matching it with taxable pay takes$2,558 / mo gross

Other dependency status here$2,388 with dependents

In government quarters, no dependents$50.10 / mo partial

Atlanta — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$2,259	$1,752
E-2	$2,259	$1,752
E-3	$2,259	$1,752
E-4	$2,259	$1,752
E-5	$2,388	$1,995
E-6	$2,709	$2,139
E-7	$2,730	$2,262
E-8	$2,739	$2,457
E-9	$2,757	$2,544
Warrant officer
W-1	$2,727	$2,226
W-2	$2,736	$2,454
W-3	$2,748	$2,559
W-4	$2,772	$2,703
W-5	$2,841	$2,712
Officer — prior enlisted
O-1E	$2,733	$2,385
O-2E	$2,742	$2,526
O-3E	$2,784	$2,700
Officer
O-1	$2,433	$2,130
O-2	$2,706	$2,349
O-3	$2,745	$2,589
O-4	$2,859	$2,706
O-5	$2,964	$2,715
O-6	$2,985	$2,718
O-7	$3,006	$2,742

What this rate means

E-5 without dependents, nearest stations0 – $4,980 / month

New York City$4,980

Patrick SFB$2,037

Charlottesville$2,034

Hampden County$2,007

Allentown$2,001

Atlanta$1,995

Madison$1,995

Aberdeen Proving Grounds$1,986

Elizabeth City$1,980

County Cost Group 850$1,968

Fort Chaffee$996

Atlanta is #96 of 338. The spread between the dearest and cheapest station at this grade is $3,984 a month — $47,808 a year, untaxed.

Every pay grade at Atlanta0 – $2,742 / month

E-1$1,752

E-2$1,752

E-3$1,752

E-4$1,752

E-5$1,995

E-6$2,139

E-7$2,262

E-8$2,457

E-9$2,544

W-1$2,226

W-2$2,454

W-3$2,559

W-4$2,703

W-5$2,712

O-1E$2,385

O-2E$2,526

O-3E$2,700

O-1$2,130

O-2$2,349

O-3$2,589

O-4$2,706

O-5$2,715

O-6$2,718

O-7$2,742

Promoting to E-6 here adds $144 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Atlanta to New York City at E-5 is worth $2,985 a month — about 21 promotions worth of housing allowance, at $144 per grade here.

Dependency status is worth 20% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $1,995 a month of BAH takes more than $1,995 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

E-5 without dependents at Atlanta draws $1,995 per month in 2026

What this rate means

Things the rate table doesn't tell you