BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    W-3 with dependents at Atlanta draws $2,748 per month in 2026

    Permalinkbahratedesk.com/atlanta-ga/w-3/with/ExcelCSVDownloads cover this station.
    Atlanta, GA
    W-3 · with dependents
    $2,748/ month
    $32,976 / year
    At W-3, this is #139 of 338 stations loaded · high Westchester County $6,654 · low Anniston $1,689
    MHA GA071 · ZIPs 30002 30003 30004 30005 30006 30007 +203 more
    Your grade is calledARMYCW3USMCCWO3NAVYCWO3
    Untaxed — matching it with taxable pay takes$3,523 / mo gross
    Other dependency status here$2,559 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Atlanta — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,259$1,752
    E-2$2,259$1,752
    E-3$2,259$1,752
    E-4$2,259$1,752
    E-5$2,388$1,995
    E-6$2,709$2,139
    E-7$2,730$2,262
    E-8$2,739$2,457
    E-9$2,757$2,544
    Warrant officer
    W-1$2,727$2,226
    W-2$2,736$2,454
    W-3$2,748$2,559
    W-4$2,772$2,703
    W-5$2,841$2,712
    Officer — prior enlisted
    O-1E$2,733$2,385
    O-2E$2,742$2,526
    O-3E$2,784$2,700
    Officer
    O-1$2,433$2,130
    O-2$2,706$2,349
    O-3$2,745$2,589
    O-4$2,859$2,706
    O-5$2,964$2,715
    O-6$2,985$2,718
    O-7$3,006$2,742
    PCS compareAtlanta · W-3 · $2,748/mo
    Aberdeen Proving Grounds$3,075/mo · $36,900/yr
    ▲ RAISE+$327+$3,924/yr · like +$5,031 of salary

    What this rate means

    W-3 with dependents, nearest stations0 – $6,654 / month
    Westchester County$6,654
    Richmond$2,763
    St. Louis$2,763
    Rochester$2,760
    Barstow$2,751
    Atlanta$2,748
    Salt Lake City$2,748
    Savannah$2,748
    County Cost Group 820$2,733
    Charleston$2,724
    Anniston$1,689

    Atlanta is #139 of 338. The spread between the dearest and cheapest station at this grade is $4,965 a month — $59,580 a year, untaxed.

    Every pay grade at Atlanta0 – $3,006 / month
    E-1$2,259
    E-2$2,259
    E-3$2,259
    E-4$2,259
    E-5$2,388
    E-6$2,709
    E-7$2,730
    E-8$2,739
    E-9$2,757
    W-1$2,727
    W-2$2,736
    W-3$2,748
    W-4$2,772
    W-5$2,841
    O-1E$2,733
    O-2E$2,742
    O-3E$2,784
    O-1$2,433
    O-2$2,706
    O-3$2,745
    O-4$2,859
    O-5$2,964
    O-6$2,985
    O-7$3,006

    Promoting to W-4 here adds $24 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Atlanta to Westchester County at W-3 is worth $3,906 a month — about 163 promotions worth of housing allowance, at $24 per grade here.

    02

    Dependency status is worth 7% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,748 a month of BAH takes more than $2,748 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.