W-4 with dependents, nearest stations0 – $6,963 / month
Westchester County$6,963
Charleston$2,790
Pittsburgh$2,790
Panama City$2,787
Wilmington$2,775
Atlanta$2,772
Omaha$2,742
El Centro$2,739
County Cost Group 810$2,736
Fort Stewart$2,715
Stevens Point$1,779
Atlanta is #154 of 338. The spread between
the dearest and cheapest station at this grade is $5,184 a month —
$62,208 a year, untaxed.
Every pay grade at Atlanta0 – $3,006 / month
E-1$2,259
E-2$2,259
E-3$2,259
E-4$2,259
E-5$2,388
E-6$2,709
E-7$2,730
E-8$2,739
E-9$2,757
W-1$2,727
W-2$2,736
W-3$2,748
W-4$2,772
W-5$2,841
O-1E$2,733
O-2E$2,742
O-3E$2,784
O-1$2,433
O-2$2,706
O-3$2,745
O-4$2,859
O-5$2,964
O-6$2,985
O-7$3,006
Promoting to W-5 here adds $69 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Atlanta to Westchester County at W-4 is worth $4,191 a month — about 61 promotions worth of housing allowance, at $69 per grade here.
02
Dependency status is worth 3% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $2,772 a month of BAH takes more than $2,772 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.