BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,596 Without $1,287

E-5 at Bismarck draws $1,596 per month with dependents in 2026, $1,287 without

Permalink bahratedesk.com/bismarck-nd/ Excel CSV
Bismarck, ND
E-5 · with dependents
$1,596/ month
$19,152 / year
At E-5, this is #260 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA ND188 · ZIPs 58477 58494 58501 58502 58503 58504 +15 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,046 / mo gross
Without dependents here $1,287 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Bismarck · E-5 · $1,596/mo
Bismarck $1,596/mo · $19,152/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Bismarck — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,500 $1,125
E-2 $1,500 $1,125
E-3 $1,500 $1,125
E-4 $1,500 $1,125
E-5 $1,596 $1,287
E-6 $2,202 $1,653
E-7 $2,262 $1,698
E-8 $2,328 $1,746
E-9 $2,376 $1,899
Warrant officer
W-1 $2,223 $1,668
W-2 $2,289 $1,716
W-3 $2,373 $1,923
W-4 $2,379 $2,211
W-5 $2,385 $2,277
Officer — prior enlisted
O-1E $2,271 $1,704
O-2E $2,358 $1,860
O-3E $2,382 $2,196
Officer
O-1 $1,674 $1,398
O-2 $2,196 $1,701
O-3 $2,370 $1,980
O-4 $2,388 $2,259
O-5 $2,391 $2,292
O-6 $2,397 $2,349
O-7 $2,409 $2,388

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Oklahoma City $1,644
Morgantown $1,641
County Cost Group 750 $1,638
Tulsa $1,638
Topeka $1,626
St Mary And Terrebonne $1,620
Whiteman AFB $1,611
Malmstrom SFB $1,608
Mountain Home AFB $1,605
Gulfport $1,602
Bismarck $1,596
Fallon NAS $1,596
County Cost Group 740 $1,590
Holloman AFB $1,590
Camp Lejeune $1,584
Lafayette $1,584
Akron $1,581
Goodfellow AFB $1,578
Fort Rucker $1,572
Peoria $1,572
China Lake $1,563
Anniston $1,185

Bismarck is #260 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Bismarck0 – $2,409 / month
E-1 $1,500
E-2 $1,500
E-3 $1,500
E-4 $1,500
E-5 $1,596
E-6 $2,202
E-7 $2,262
E-8 $2,328
E-9 $2,376
W-1 $2,223
W-2 $2,289
W-3 $2,373
W-4 $2,379
W-5 $2,385
O-1E $2,271
O-2E $2,358
O-3E $2,382
O-1 $1,674
O-2 $2,196
O-3 $2,370
O-4 $2,388
O-5 $2,391
O-6 $2,397
O-7 $2,409

The pay chart moves this allowance far less than the map does.

Moving from Bismarck to San Francisco at E-5 is worth $3,531 a month — about 6 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.