Official data current

Bismarck BAH rates

Verified · Effective 2026-01-01 · MHA ND188

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W-4 · With dependents
$2,379per month

$28,548 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #224 of 338W-4 · with dependents reference
Taxable-pay equivalent$3,050/mo Using the stated 22% comparison rate
Year-over-year change+$201/mo · +9.2%2025 $2,178 → 2026 $2,379
W-4 rate selectedMHA ND188 ZIPs 58477 58494 58501 58502 58503 58504 +15
PCS compare Bismarck · W-4 · with dep. · $2,379/mo
Bismarck $2,379/mo · $28,548/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,178
2026$2,379

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Bismarck — full sheet Tap a row

What this rate means

W-4 with dependents, nearest stations0 – $6,963 / month
Westchester County $6,963
Jacksonville $2,445
Fort Leavenworth $2,439
Ogden $2,436
Fort Hood $2,433
Kansas City $2,430
Rock Island $2,421
Roanoke $2,409
Memphis $2,394
Fallon NAS $2,391
Shreveport $2,382
Bismarck $2,379
County Cost Group 770 $2,379
Fort Rucker $2,373
Malmstrom SFB $2,373
Fort Gordon $2,367
Scott AFB $2,367
Lincoln $2,364
Indianapolis $2,361
Whiteman AFB $2,349
Lexington $2,343
Columbia $2,340
Stevens Point $1,779

Bismarck is #224 of 338. The spread between the dearest and cheapest station at this grade is $5,184 a month — $62,208 a year, untaxed.

Every pay grade at Bismarck0 – $2,409 / month
E-1 $1,500
E-2 $1,500
E-3 $1,500
E-4 $1,500
E-5 $1,596
E-6 $2,202
E-7 $2,262
E-8 $2,328
E-9 $2,376
W-1 $2,223
W-2 $2,289
W-3 $2,373
W-4 $2,379
W-5 $2,385
O-1E $2,271
O-2E $2,358
O-3E $2,382
O-1 $1,674
O-2 $2,196
O-3 $2,370
O-4 $2,388
O-5 $2,391
O-6 $2,397
O-7 $2,409

The pay chart moves this allowance far less than the map does.

Moving from Bismarck to Westchester County at W-4 is worth $4,584 a month — about 764 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…