Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents
    With $1,500Without $1,125

    E-3 at Bismarck draws $1,500 per month with dependents in 2026, $1,125 without

    Permalinkbahratedesk.com/bismarck-nd/e-3/ExcelCSVDownloads cover this station.
    Bismarck, ND
    E-3 · with dependents
    $1,500/ month
    $18,000 / year
    At E-3, this is #265 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134
    MHA ND188 · ZIPs 58477 58494 58501 58502 58503 58504 +15 more
    Your grade is calledARMYPFCUSMCLCplNAVYSNUSAFA1C
    Untaxed — matching it with taxable pay takes$1,923 / mo gross
    Without dependents here$1,125 / mo
    In government quarters, no dependents$50.10 / mo partial
    Bismarck — full sheetTap a row
    PCS compareBismarck · E-3 · $1,500/mo
    Aberdeen Proving Grounds$2,268/mo · $27,216/yr
    ▲ RAISE+$768+$9,216/yr · like +$11,815 of salary

    What this rate means

    E-3 with dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    Peoria$1,506
    Moody AFB$1,503
    Topeka$1,503
    White Sands MR$1,503
    Bismarck$1,500
    Seymour Johnson AFB$1,500
    Beaumont$1,488
    County Cost Group 740$1,476
    Champaign$1,467
    Youngstown$1,134

    Bismarck is #265 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

    Every pay grade at Bismarck0 – $2,409 / month
    E-1$1,500
    E-2$1,500
    E-3$1,500
    E-4$1,500
    E-5$1,596
    E-6$2,202
    E-7$2,262
    E-8$2,328
    E-9$2,376
    W-1$2,223
    W-2$2,289
    W-3$2,373
    W-4$2,379
    W-5$2,385
    O-1E$2,271
    O-2E$2,358
    O-3E$2,382
    O-1$1,674
    O-2$2,196
    O-3$2,370
    O-4$2,388
    O-5$2,391
    O-6$2,397
    O-7$2,409

    Promoting to E-4 here adds $0 a month. The pay chart moves this allowance far less than the map does.

    01

    Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,500 a month of BAH takes more than $1,500 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.