BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-4 with dependents at Cannon AFB draws $1,260 per month in 2026

    Permalinkbahratedesk.com/cannon-afb-clovis-nm/e-4/with/ExcelCSVDownloads cover this station.
    Cannon AFB/Clovis, NM
    E-4 · with dependents
    $1,260/ month
    $15,120 / year
    At E-4, this is #322 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134
    MHA NM207 · ZIPs 88101 88102 88103 88112 88113 88115 +12 more
    Your grade is calledARMYSPC / CPLUSMCCplNAVYPO3USAFSrA
    Untaxed — matching it with taxable pay takes$1,615 / mo gross
    Other dependency status here$1,050 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Cannon AFB — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,260$1,050
    E-2$1,260$1,050
    E-3$1,260$1,050
    E-4$1,260$1,050
    E-5$1,365$1,107
    E-6$1,593$1,194
    E-7$1,695$1,272
    E-8$1,806$1,416
    E-9$1,890$1,476
    Warrant officer
    W-1$1,611$1,236
    W-2$1,740$1,413
    W-3$1,878$1,485
    W-4$1,893$1,611
    W-5$1,917$1,719
    Officer — prior enlisted
    O-1E$1,713$1,362
    O-2E$1,857$1,461
    O-3E$1,896$1,584
    Officer
    O-1$1,401$1,152
    O-2$1,590$1,335
    O-3$1,875$1,506
    O-4$1,920$1,695
    O-5$1,944$1,755
    O-6$1,956$1,857
    O-7$1,968$1,887
    PCS compareCannon AFB · E-4 · $1,260/mo
    Aberdeen Proving Grounds$2,268/mo · $27,216/yr
    ▲ RAISE+$1,008+$12,096/yr · like +$15,508 of salary

    What this rate means

    E-4 with dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    Columbia$1,284
    County Cost Group 580$1,278
    Fort Riley$1,272
    County Cost Group 570$1,269
    Cannon AFB$1,260
    County Cost Group 560$1,260
    Alexandria$1,254
    County Cost Group 550$1,251
    County Cost Group 540$1,242
    Youngstown$1,134

    Cannon AFB is #322 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

    Every pay grade at Cannon AFB0 – $1,968 / month
    E-1$1,260
    E-2$1,260
    E-3$1,260
    E-4$1,260
    E-5$1,365
    E-6$1,593
    E-7$1,695
    E-8$1,806
    E-9$1,890
    W-1$1,611
    W-2$1,740
    W-3$1,878
    W-4$1,893
    W-5$1,917
    O-1E$1,713
    O-2E$1,857
    O-3E$1,896
    O-1$1,401
    O-2$1,590
    O-3$1,875
    O-4$1,920
    O-5$1,944
    O-6$1,956
    O-7$1,968

    Promoting to E-5 here adds $105 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Cannon AFB to New York City at E-4 is worth $3,807 a month — about 36 promotions worth of housing allowance, at $105 per grade here.

    02

    Dependency status is worth 20% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,260 a month of BAH takes more than $1,260 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.