BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-1 without dependents at Cannon AFB draws $1,152 per month in 2026

    Permalinkbahratedesk.com/cannon-afb-clovis-nm/o-1/without/ExcelCSVDownloads cover this station.
    Cannon AFB/Clovis, NM
    O-1 · without dependents
    $1,152/ month
    $13,824 / year
    At O-1, this is #327 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,074
    MHA NM207 · ZIPs 88101 88102 88103 88112 88113 88115 +12 more
    Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt
    Untaxed — matching it with taxable pay takes$1,477 / mo gross
    Other dependency status here$1,401 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Cannon AFB — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,260$1,050
    E-2$1,260$1,050
    E-3$1,260$1,050
    E-4$1,260$1,050
    E-5$1,365$1,107
    E-6$1,593$1,194
    E-7$1,695$1,272
    E-8$1,806$1,416
    E-9$1,890$1,476
    Warrant officer
    W-1$1,611$1,236
    W-2$1,740$1,413
    W-3$1,878$1,485
    W-4$1,893$1,611
    W-5$1,917$1,719
    Officer — prior enlisted
    O-1E$1,713$1,362
    O-2E$1,857$1,461
    O-3E$1,896$1,584
    Officer
    O-1$1,401$1,152
    O-2$1,590$1,335
    O-3$1,875$1,506
    O-4$1,920$1,695
    O-5$1,944$1,755
    O-6$1,956$1,857
    O-7$1,968$1,887
    PCS compareCannon AFB · O-1 · $1,152/mo
    Aberdeen Proving Grounds$2,055/mo · $24,660/yr
    ▲ RAISE+$903+$10,836/yr · like +$13,892 of salary

    What this rate means

    O-1 without dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    Frankfort$1,164
    Anniston$1,161
    Saginaw$1,158
    County Cost Group 560$1,155
    Cannon AFB$1,152
    County Cost Group 550$1,149
    County Cost Group 540$1,140
    County Cost Group 530$1,134
    County Cost Group 520$1,131
    Youngstown$1,074

    Cannon AFB is #327 of 338. The spread between the dearest and cheapest station at this grade is $3,993 a month — $47,916 a year, untaxed.

    Every pay grade at Cannon AFB0 – $1,887 / month
    E-1$1,050
    E-2$1,050
    E-3$1,050
    E-4$1,050
    E-5$1,107
    E-6$1,194
    E-7$1,272
    E-8$1,416
    E-9$1,476
    W-1$1,236
    W-2$1,413
    W-3$1,485
    W-4$1,611
    W-5$1,719
    O-1E$1,362
    O-2E$1,461
    O-3E$1,584
    O-1$1,152
    O-2$1,335
    O-3$1,506
    O-4$1,695
    O-5$1,755
    O-6$1,857
    O-7$1,887

    Promoting to O-2 here adds $183 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Cannon AFB to New York City at O-1 is worth $3,915 a month — about 21 promotions worth of housing allowance, at $183 per grade here.

    02

    Dependency status is worth 22% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,152 a month of BAH takes more than $1,152 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.