What is E-4 BAH at Cannon AFB in 2026?

$1,050 per month without dependents ($12,600 per year), effective 01 JAN 2026. with dependents it is $1,260 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

E-4 BAH at Cannon AFB 2026 — $1,050/mo without dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Cannon AFB/Clovis, NM

E-4 · without dependents

$1,050/ month

$12,600 / year

At E-4, this is #314 of 338 stations loaded · high New York City $4,833 · low Fort Chaffee $879

MHA NM207 · ZIPs 88101 88102 88103 88112 88113 88115 +12 more

Your grade is calledARMYSPC / CPLUSMCCplNAVYPO3USAFSrA

Untaxed — matching it with taxable pay takes$1,346 / mo gross

Other dependency status here$1,260 with dependents

In government quarters, no dependents$50.10 / mo partial

Cannon AFB — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,260	$1,050
E-2	$1,260	$1,050
E-3	$1,260	$1,050
E-4	$1,260	$1,050
E-5	$1,365	$1,107
E-6	$1,593	$1,194
E-7	$1,695	$1,272
E-8	$1,806	$1,416
E-9	$1,890	$1,476
Warrant officer
W-1	$1,611	$1,236
W-2	$1,740	$1,413
W-3	$1,878	$1,485
W-4	$1,893	$1,611
W-5	$1,917	$1,719
Officer — prior enlisted
O-1E	$1,713	$1,362
O-2E	$1,857	$1,461
O-3E	$1,896	$1,584
Officer
O-1	$1,401	$1,152
O-2	$1,590	$1,335
O-3	$1,875	$1,506
O-4	$1,920	$1,695
O-5	$1,944	$1,755
O-6	$1,956	$1,857
O-7	$1,968	$1,887

What this rate means

E-4 without dependents, nearest stations0 – $4,833 / month

New York City$4,833

County Cost Group 620$1,059

Charleston$1,056

County Cost Group 610$1,053

Huntington$1,053

Cannon AFB$1,050

County Cost Group 600$1,050

Fort Riley$1,050

Wichita Fls$1,044

County Cost Group 590$1,041

Fort Chaffee$879

Cannon AFB is #314 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

Every pay grade at Cannon AFB0 – $1,887 / month

E-1$1,050

E-2$1,050

E-3$1,050

E-4$1,050

E-5$1,107

E-6$1,194

E-7$1,272

E-8$1,416

E-9$1,476

W-1$1,236

W-2$1,413

W-3$1,485

W-4$1,611

W-5$1,719

O-1E$1,362

O-2E$1,461

O-3E$1,584

O-1$1,152

O-2$1,335

O-3$1,506

O-4$1,695

O-5$1,755

O-6$1,857

O-7$1,887

Promoting to E-5 here adds $57 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Cannon AFB to New York City at E-4 is worth $3,783 a month — about 66 promotions worth of housing allowance, at $57 per grade here.

Dependency status is worth 20% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $1,050 a month of BAH takes more than $1,050 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

E-4 without dependents at Cannon AFB draws $1,050 per month in 2026

What this rate means

Things the rate table doesn't tell you