Official data current

Charlotte BAH rates

Verified · Effective 2026-01-01 · MHA NC179

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E-5 · With dependents
$2,169per month

$26,028 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #147 of 338E-5 · with dependents reference
Taxable-pay equivalent$2,781/mo Using the stated 22% comparison rate
Year-over-year change−$36/mo · −1.6%2025 $2,205 → 2026 $2,169
E-5 rate selectedMHA NC179 ZIPs 28006 28012 28016 28021 28025 28026 +119
PCS compare Charlotte · E-5 · with dep. · $2,169/mo
Charlotte $2,169/mo · $26,028/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,205
2026$2,169

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Charlotte — full sheet Tap a row

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Albuquerque $2,211
Dahlonega $2,208
Brunswick $2,205
Coastal Maine $2,193
Houston $2,193
Eugene $2,187
Knoxville $2,184
Spokane $2,184
Grand Haven $2,181
Jacksonville $2,181
Charlotte $2,169
Panama City $2,163
County Cost Group 820 $2,160
Memphis $2,154
Grand Rapids $2,148
Lemoore NAS $2,139
Kings Bay $2,133
Salt Lake City $2,130
Eastern Shore $2,121
Durham $2,118
Fort Worth $2,118
Anniston $1,185

Charlotte is #147 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Charlotte0 – $2,610 / month
E-1 $2,004
E-2 $2,004
E-3 $2,004
E-4 $2,004
E-5 $2,169
E-6 $2,436
E-7 $2,457
E-8 $2,466
E-9 $2,478
W-1 $2,454
W-2 $2,463
W-3 $2,475
W-4 $2,481
W-5 $2,514
O-1E $2,460
O-2E $2,469
O-3E $2,484
O-1 $2,211
O-2 $2,433
O-3 $2,472
O-4 $2,520
O-5 $2,577
O-6 $2,595
O-7 $2,610

The pay chart moves this allowance far less than the map does.

Moving from Charlotte to San Francisco at E-5 is worth $2,958 a month — about 11 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…