Official data current

Charlotte BAH rates

Verified · Effective 2026-01-01 · MHA NC179

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O-3E · With dependents
$2,484per month

$29,808 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #208 of 338O-3E · with dependents reference
Taxable-pay equivalent$3,185/mo Using the stated 22% comparison rate
Year-over-year change−$21/mo · −0.8%2025 $2,505 → 2026 $2,484
O-3E rate selectedMHA NC179 ZIPs 28006 28012 28016 28021 28025 28026 +119
PCS compare Charlotte · O-3E · with dep. · $2,484/mo
Charlotte $2,484/mo · $29,808/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,505
2026$2,484

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Charlotte — full sheet Tap a row

What this rate means

O-3E with dependents, nearest stations0 – $7,023 / month
Westchester County $7,023
Louisville $2,547
Phoenix $2,547
Fort Worth $2,526
Albuquerque $2,520
Eastern Shore $2,514
Marquette $2,502
Johnson City $2,490
Wichita Fls $2,490
Fayetteville $2,487
Nellis AFB $2,487
Charlotte $2,484
Raleigh $2,481
Duluth $2,478
Mountain Home AFB $2,478
Boise $2,475
County Cost Group 780 $2,469
Jacksonville $2,463
Ogden $2,454
Fort Hood $2,451
Kansas City $2,451
Fort Leavenworth $2,448
Youngstown $1,788

Charlotte is #208 of 338. The spread between the dearest and cheapest station at this grade is $5,235 a month — $62,820 a year, untaxed.

Every pay grade at Charlotte0 – $2,610 / month
E-1 $2,004
E-2 $2,004
E-3 $2,004
E-4 $2,004
E-5 $2,169
E-6 $2,436
E-7 $2,457
E-8 $2,466
E-9 $2,478
W-1 $2,454
W-2 $2,463
W-3 $2,475
W-4 $2,481
W-5 $2,514
O-1E $2,460
O-2E $2,469
O-3E $2,484
O-1 $2,211
O-2 $2,433
O-3 $2,472
O-4 $2,520
O-5 $2,577
O-6 $2,595
O-7 $2,610

The pay chart moves this allowance far less than the map does.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…