BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,373 Without $2,034

E-5 at Charlottesville draws $2,373 per month with dependents in 2026, $2,034 without

Permalink bahratedesk.com/charlottesville-va/ Excel CSV
Charlottesville, VA
E-5 · with dependents
$2,373/ month
$28,476 / year
At E-5, this is #114 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA VA295 · ZIPs 22901 22902 22903 22904 22905 22906 +18 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,042 / mo gross
Without dependents here $2,034 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Charlottesville · E-5 · $2,373/mo
Charlottesville $2,373/mo · $28,476/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Charlottesville — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,259 $1,845
E-2 $2,259 $1,845
E-3 $2,259 $1,845
E-4 $2,259 $1,845
E-5 $2,373 $2,034
E-6 $2,715 $2,151
E-7 $2,835 $2,259
E-8 $2,964 $2,445
E-9 $3,129 $2,541
Warrant officer
W-1 $2,733 $2,232
W-2 $2,889 $2,442
W-3 $3,048 $2,556
W-4 $3,156 $2,739
W-5 $3,291 $2,865
Officer — prior enlisted
O-1E $2,856 $2,370
O-2E $3,024 $2,520
O-3E $3,177 $2,706
Officer
O-1 $2,421 $2,142
O-2 $2,712 $2,340
O-3 $3,045 $2,589
O-4 $3,333 $2,838
O-5 $3,540 $2,907
O-6 $3,567 $3,027
O-7 $3,594 $3,081

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
County Cost Group 850 $2,409
Patuxent River $2,406
Beaufort $2,403
Reno $2,391
Atlanta $2,388
Corvallis $2,388
Hampden County $2,388
Charleston $2,385
Portland $2,379
Allentown $2,373
Charlottesville $2,373
Ocala $2,370
Bremerton $2,364
Detroit $2,361
Fort Carson $2,358
Richmond $2,358
County Cost Group 840 $2,322
Dahlgren $2,313
Fort Stewart $2,310
Phoenix $2,289
Volusia County $2,286
Anniston $1,185

Charlottesville is #114 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Charlottesville0 – $3,594 / month
E-1 $2,259
E-2 $2,259
E-3 $2,259
E-4 $2,259
E-5 $2,373
E-6 $2,715
E-7 $2,835
E-8 $2,964
E-9 $3,129
W-1 $2,733
W-2 $2,889
W-3 $3,048
W-4 $3,156
W-5 $3,291
O-1E $2,856
O-2E $3,024
O-3E $3,177
O-1 $2,421
O-2 $2,712
O-3 $3,045
O-4 $3,333
O-5 $3,540
O-6 $3,567
O-7 $3,594

The pay chart moves this allowance far less than the map does.

Moving from Charlottesville to San Francisco at E-5 is worth $2,754 a month — about 8 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.