Official data current

Charlottesville BAH rates

Verified · Effective 2026-01-01 · MHA VA295

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O-3 · With dependents
$3,045per month

$36,540 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #97 of 338O-3 · with dependents reference
Taxable-pay equivalent$3,904/mo Using the stated 22% comparison rate
Year-over-year change+$120/mo · +4.1%2025 $2,925 → 2026 $3,045
O-3 rate selectedMHA VA295 ZIPs 22901 22902 22903 22904 22905 22906 +18
PCS compare Charlottesville · O-3 · with dep. · $3,045/mo
Charlottesville $3,045/mo · $36,540/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,925
2026$3,045

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Charlottesville — full sheet Tap a row

What this rate means

O-3 with dependents, nearest stations0 – $6,633 / month
Westchester County $6,633
Whidbey Island $3,105
County Cost Group 860 $3,090
Outer Banks $3,087
Port Angeles $3,081
Tampa $3,081
Fort Pierce $3,078
Aberdeen Proving Grounds $3,072
Traverse City $3,069
Dover AFB $3,051
Bremerton $3,045
Charlottesville $3,045
Sacramento $3,039
Portland $3,030
Bridgeport $3,018
Great Lakes Navtracen $3,018
Philadelphia $3,015
County Cost Group 850 $3,003
Orlando $2,997
Oxford $2,985
Fairbanks $2,937
Fresno $2,937
Anniston $1,686

Charlottesville is #97 of 338. The spread between the dearest and cheapest station at this grade is $4,947 a month — $59,364 a year, untaxed.

Every pay grade at Charlottesville0 – $3,594 / month
E-1 $2,259
E-2 $2,259
E-3 $2,259
E-4 $2,259
E-5 $2,373
E-6 $2,715
E-7 $2,835
E-8 $2,964
E-9 $3,129
W-1 $2,733
W-2 $2,889
W-3 $3,048
W-4 $3,156
W-5 $3,291
O-1E $2,856
O-2E $3,024
O-3E $3,177
O-1 $2,421
O-2 $2,712
O-3 $3,045
O-4 $3,333
O-5 $3,540
O-6 $3,567
O-7 $3,594

The pay chart moves this allowance far less than the map does.

Moving from Charlottesville to Westchester County at O-3 is worth $3,588 a month — about 12 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…