BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,712Without $2,340

    O-2 at Charlottesville draws $2,712 per month with dependents in 2026, $2,340 without

    Permalinkbahratedesk.com/charlottesville-va/o-2/ExcelCSVDownloads cover this station.
    Charlottesville, VA
    O-2 · with dependents
    $2,712/ month
    $32,544 / year
    At O-2, this is #110 of 338 stations loaded · high San Francisco $5,451 · low Youngstown $1,332
    MHA VA295 · ZIPs 22901 22902 22903 22904 22905 22906 +18 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$3,477 / mo gross
    Without dependents here$2,340 / mo
    In government quarters, no dependents$50.10 / mo partial
    Charlottesville — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,259$1,845
    E-2$2,259$1,845
    E-3$2,259$1,845
    E-4$2,259$1,845
    E-5$2,373$2,034
    E-6$2,715$2,151
    E-7$2,835$2,259
    E-8$2,964$2,445
    E-9$3,129$2,541
    Warrant officer
    W-1$2,733$2,232
    W-2$2,889$2,442
    W-3$3,048$2,556
    W-4$3,156$2,739
    W-5$3,291$2,865
    Officer — prior enlisted
    O-1E$2,856$2,370
    O-2E$3,024$2,520
    O-3E$3,177$2,706
    Officer
    O-1$2,421$2,142
    O-2$2,712$2,340
    O-3$3,045$2,589
    O-4$3,333$2,838
    O-5$3,540$2,907
    O-6$3,567$3,027
    O-7$3,594$3,081
    PCS compareCharlottesville · O-2 · $2,712/mo
    Aberdeen Proving Grounds$2,739/mo · $32,868/yr
    ▲ RAISE+$27+$324/yr · like +$415 of salary

    What this rate means

    O-2 with dependents, nearest stations0 – $5,451 / month
    San Francisco$5,451
    Aberdeen Proving Grounds$2,739
    Whidbey Island$2,736
    Rome$2,730
    Bremerton$2,727
    Charlottesville$2,712
    Corvallis$2,712
    Dahlgren$2,712
    Atlanta$2,706
    Milwaukee$2,697
    Youngstown$1,332

    Charlottesville is #110 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

    Every pay grade at Charlottesville0 – $3,594 / month
    E-1$2,259
    E-2$2,259
    E-3$2,259
    E-4$2,259
    E-5$2,373
    E-6$2,715
    E-7$2,835
    E-8$2,964
    E-9$3,129
    W-1$2,733
    W-2$2,889
    W-3$3,048
    W-4$3,156
    W-5$3,291
    O-1E$2,856
    O-2E$3,024
    O-3E$3,177
    O-1$2,421
    O-2$2,712
    O-3$3,045
    O-4$3,333
    O-5$3,540
    O-6$3,567
    O-7$3,594

    Promoting to O-3 here adds $333 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Charlottesville to San Francisco at O-2 is worth $2,739 a month — about 8 promotions worth of housing allowance, at $333 per grade here.

    02

    Dependency status is worth 16% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,712 a month of BAH takes more than $2,712 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.