BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,916Without $2,343

    O-5 at Cheyenne draws $2,916 per month with dependents in 2026, $2,343 without

    Permalinkbahratedesk.com/cheyenne-wy/o-5/ExcelCSVDownloads cover this station.
    Cheyenne, WY
    O-5 · with dependents
    $2,916/ month
    $34,992 / year
    At O-5, this is #186 of 338 stations loaded · high Westchester County $8,064 · low Youngstown $1,827
    MHA WY324 · ZIPs 82001 82002 82003 82005 82006 82007 +10 more
    Your grade is calledARMYLTCUSMCLtColNAVYCDRUSAFLt Col
    Untaxed — matching it with taxable pay takes$3,738 / mo gross
    Without dependents here$2,343 / mo
    In government quarters, no dependents$50.10 / mo partial
    Cheyenne — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,539$1,161
    E-2$1,539$1,161
    E-3$1,539$1,161
    E-4$1,539$1,161
    E-5$1,653$1,326
    E-6$2,217$1,662
    E-7$2,301$1,725
    E-8$2,388$1,791
    E-9$2,520$1,935
    Warrant officer
    W-1$2,238$1,680
    W-2$2,334$1,764
    W-3$2,445$1,956
    W-4$2,547$2,232
    W-5$2,676$2,319
    Officer — prior enlisted
    O-1E$2,313$1,734
    O-2E$2,427$1,899
    O-3E$2,568$2,211
    Officer
    O-1$1,725$1,422
    O-2$2,211$1,728
    O-3$2,442$2,010
    O-4$2,715$2,298
    O-5$2,916$2,343
    O-6$2,937$2,424
    O-7$2,955$2,463
    PCS compareCheyenne · O-5 · $2,916/mo
    Aberdeen Proving Grounds$3,630/mo · $43,560/yr
    ▲ RAISE+$714+$8,568/yr · like +$10,985 of salary

    What this rate means

    O-5 with dependents, nearest stations0 – $8,064 / month
    Westchester County$8,064
    Fort Knox$2,943
    Auburn$2,934
    Scott AFB$2,928
    Ocala$2,922
    Cheyenne$2,916
    Kings Bay$2,916
    Fort Carson$2,913
    Grand Haven$2,913
    County Cost Group 790$2,907
    Youngstown$1,827

    Cheyenne is #186 of 338. The spread between the dearest and cheapest station at this grade is $6,237 a month — $74,844 a year, untaxed.

    Every pay grade at Cheyenne0 – $2,955 / month
    E-1$1,539
    E-2$1,539
    E-3$1,539
    E-4$1,539
    E-5$1,653
    E-6$2,217
    E-7$2,301
    E-8$2,388
    E-9$2,520
    W-1$2,238
    W-2$2,334
    W-3$2,445
    W-4$2,547
    W-5$2,676
    O-1E$2,313
    O-2E$2,427
    O-3E$2,568
    O-1$1,725
    O-2$2,211
    O-3$2,442
    O-4$2,715
    O-5$2,916
    O-6$2,937
    O-7$2,955

    Promoting to O-6 here adds $21 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Cheyenne to Westchester County at O-5 is worth $5,148 a month — about 245 promotions worth of housing allowance, at $21 per grade here.

    02

    Dependency status is worth 24% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,916 a month of BAH takes more than $2,916 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.