W-3 with dependents, nearest stations0 – $6,654 / month
Westchester County$6,654
Charlotte$2,475
Fort Worth$2,463
Cleveland$2,460
Lemoore NAS$2,454
Cheyenne$2,445
Grand Rapids$2,442
Ocala$2,442
County Cost Group 790$2,436
Des Moines$2,436
Anniston$1,689
Cheyenne is #191 of 338. The spread between
the dearest and cheapest station at this grade is $4,965 a month —
$59,580 a year, untaxed.
Every pay grade at Cheyenne0 – $2,955 / month
E-1$1,539
E-2$1,539
E-3$1,539
E-4$1,539
E-5$1,653
E-6$2,217
E-7$2,301
E-8$2,388
E-9$2,520
W-1$2,238
W-2$2,334
W-3$2,445
W-4$2,547
W-5$2,676
O-1E$2,313
O-2E$2,427
O-3E$2,568
O-1$1,725
O-2$2,211
O-3$2,442
O-4$2,715
O-5$2,916
O-6$2,937
O-7$2,955
Promoting to W-4 here adds $102 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Cheyenne to Westchester County at W-3 is worth $4,209 a month — about 41 promotions worth of housing allowance, at $102 per grade here.
02
Dependency status is worth 25% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $2,445 a month of BAH takes more than $2,445 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.