Official data current

County Cost Group 610 BAH rates

Verified · Effective 2026-01-01 · MHA ZZ610

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O-1 · With dependents
$1,455per month

$17,460 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #306 of 338O-1 · with dependents reference
Taxable-pay equivalent$1,865/mo Using the stated 22% comparison rate
Year-over-year change+$3/mo · +0.2%2025 $1,452 → 2026 $1,455
O-1 rate selectedMHA ZZ610 ZIPs 15536 16689 16691 17212 17215 17223 +348
PCS compare County Cost Group 610 · O-1 · with dep. · $1,455/mo
County Cost Group 610 $1,455/mo · $17,460/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$1,452
2026$1,455

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

COUNTY COST GROUP

This is not one installation. DTMO groups counties without a dedicated base into a "County Cost Group". The rate applies to any member whose duty location falls in one of the ZIP codes listed above.

County Cost Group 610 — full sheet Tap a row

What this rate means

O-1 with dependents, nearest stations0 – $5,172 / month
San Francisco $5,172
County Cost Group 670 $1,506
Laughlin AFB $1,506
Erie $1,500
County Cost Group 660 $1,494
County Cost Group 650 $1,485
Columbus AFB $1,476
County Cost Group 640 $1,476
County Cost Group 630 $1,470
Frankfort $1,464
County Cost Group 620 $1,461
County Cost Group 610 $1,455
Sparta $1,455
Charleston $1,452
Springfield $1,452
County Cost Group 600 $1,446
County Cost Group 590 $1,437
Paducah $1,434
County Cost Group 580 $1,425
Wichita $1,422
Hattiesburg $1,419
Columbia $1,413
Youngstown $1,218

County Cost Group 610 is #306 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

Every pay grade at County Cost Group 6100 – $2,319 / month
E-1 $1,308
E-2 $1,308
E-3 $1,308
E-4 $1,308
E-5 $1,410
E-6 $1,710
E-7 $1,779
E-8 $1,854
E-9 $1,965
W-1 $1,728
W-2 $1,809
W-3 $1,905
W-4 $1,989
W-5 $2,097
O-1E $1,791
O-2E $1,890
O-3E $2,004
O-1 $1,455
O-2 $1,707
O-3 $1,902
O-4 $2,127
O-5 $2,292
O-6 $2,307
O-7 $2,319

The pay chart moves this allowance far less than the map does.

Moving from County Cost Group 610 to San Francisco at O-1 is worth $3,717 a month — about 15 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…