BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,097Without $1,794

    W-5 at County Cost Group 610 draws $2,097 per month with dependents in 2026, $1,794 without

    Permalinkbahratedesk.com/county-cost-group-610/w-5/ExcelCSVDownloads cover this station.
    County Cost Group 610
    W-5 · with dependents
    $2,097/ month
    $25,164 / year
    At W-5, this is #317 of 338 stations loaded · high Westchester County $7,338 · low Youngstown $1,806
    MHA ZZ610 · ZIPs 15536 16689 16691 17212 17215 17223 +348 more
    Your grade is calledARMYCW5USMCCWO5NAVYCWO5
    Untaxed — matching it with taxable pay takes$2,688 / mo gross
    Without dependents here$1,794 / mo
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 610 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,308$1,053
    E-2$1,308$1,053
    E-3$1,308$1,053
    E-4$1,308$1,053
    E-5$1,410$1,143
    E-6$1,710$1,281
    E-7$1,779$1,335
    E-8$1,854$1,476
    E-9$1,965$1,557
    Warrant officer
    W-1$1,728$1,296
    W-2$1,809$1,473
    W-3$1,905$1,572
    W-4$1,989$1,722
    W-5$2,097$1,794
    Officer — prior enlisted
    O-1E$1,791$1,407
    O-2E$1,890$1,539
    O-3E$2,004$1,701
    Officer
    O-1$1,455$1,200
    O-2$1,707$1,380
    O-3$1,902$1,599
    O-4$2,127$1,776
    O-5$2,292$1,815
    O-6$2,307$1,881
    O-7$2,319$1,911
    PCS compareCounty Cost Group 610 · W-5 · $2,097/mo
    Aberdeen Proving Grounds$3,348/mo · $40,176/yr
    ▲ RAISE+$1,251+$15,012/yr · like +$19,246 of salary

    What this rate means

    W-5 with dependents, nearest stations0 – $7,338 / month
    Westchester County$7,338
    County Cost Group 630$2,112
    Vance AFB$2,112
    County Cost Group 620$2,103
    Fort Polk$2,100
    County Cost Group 610$2,097
    Altus AFB$2,088
    County Cost Group 600$2,088
    County Cost Group 590$2,073
    Sparta$2,073
    Youngstown$1,806

    County Cost Group 610 is #317 of 338. The spread between the dearest and cheapest station at this grade is $5,532 a month — $66,384 a year, untaxed.

    Every pay grade at County Cost Group 6100 – $2,319 / month
    E-1$1,308
    E-2$1,308
    E-3$1,308
    E-4$1,308
    E-5$1,410
    E-6$1,710
    E-7$1,779
    E-8$1,854
    E-9$1,965
    W-1$1,728
    W-2$1,809
    W-3$1,905
    W-4$1,989
    W-5$2,097
    O-1E$1,791
    O-2E$1,890
    O-3E$2,004
    O-1$1,455
    O-2$1,707
    O-3$1,902
    O-4$2,127
    O-5$2,292
    O-6$2,307
    O-7$2,319

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,097 a month of BAH takes more than $2,097 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.