BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-3 with dependents at County Cost Group 710 draws $1,404 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-710/e-3/with/ExcelCSVDownloads cover this station.
    County Cost Group 710
    E-3 · with dependents
    $1,404/ month
    $16,848 / year
    At E-3, this is #286 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134
    MHA ZZ710 · ZIPs 14009 14011 14024 14037 14039 14066 +632 more
    Your grade is calledARMYPFCUSMCLCplNAVYSNUSAFA1C
    Untaxed — matching it with taxable pay takes$1,800 / mo gross
    Other dependency status here$1,128 without dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 710 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,404$1,128
    E-2$1,404$1,128
    E-3$1,404$1,128
    E-4$1,404$1,128
    E-5$1,515$1,227
    E-6$1,818$1,362
    E-7$1,890$1,419
    E-8$1,968$1,581
    E-9$2,082$1,665
    Warrant officer
    W-1$1,836$1,380
    W-2$1,920$1,578
    W-3$2,019$1,677
    W-4$2,106$1,830
    W-5$2,220$1,905
    Officer — prior enlisted
    O-1E$1,902$1,512
    O-2E$2,004$1,644
    O-3E$2,124$1,809
    Officer
    O-1$1,560$1,293
    O-2$1,815$1,482
    O-3$2,016$1,704
    O-4$2,253$1,887
    O-5$2,424$1,926
    O-6$2,442$1,998
    O-7$2,454$2,028
    PCS compareCounty Cost Group 710 · E-3 · $1,404/mo
    Aberdeen Proving Grounds$2,268/mo · $27,216/yr
    ▲ RAISE+$864+$10,368/yr · like +$13,292 of salary

    What this rate means

    E-3 with dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    County Cost Group 720$1,425
    Holloman AFB$1,419
    Lubbock$1,416
    Brownsville$1,413
    County Cost Group 710$1,404
    Huntington$1,404
    Terre Haute$1,401
    Wichita Fls$1,392
    County Cost Group 700$1,389
    Youngstown$1,134

    County Cost Group 710 is #286 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

    Every pay grade at County Cost Group 7100 – $2,454 / month
    E-1$1,404
    E-2$1,404
    E-3$1,404
    E-4$1,404
    E-5$1,515
    E-6$1,818
    E-7$1,890
    E-8$1,968
    E-9$2,082
    W-1$1,836
    W-2$1,920
    W-3$2,019
    W-4$2,106
    W-5$2,220
    O-1E$1,902
    O-2E$2,004
    O-3E$2,124
    O-1$1,560
    O-2$1,815
    O-3$2,016
    O-4$2,253
    O-5$2,424
    O-6$2,442
    O-7$2,454

    Promoting to E-4 here adds $0 a month. The pay chart moves this allowance far less than the map does.

    01

    Dependency status is worth 24% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,404 a month of BAH takes more than $1,404 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.