BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3E with dependents at County Cost Group 710 draws $2,124 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-710/o-3e/with/ExcelCSVDownloads cover this station.
    County Cost Group 710
    O-3E · with dependents
    $2,124/ month
    $25,488 / year
    At O-3E, this is #289 of 338 stations loaded · high Westchester County $7,023 · low Youngstown $1,788
    MHA ZZ710 · ZIPs 14009 14011 14024 14037 14039 14066 +632 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,723 / mo gross
    Other dependency status here$1,809 without dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 710 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,404$1,128
    E-2$1,404$1,128
    E-3$1,404$1,128
    E-4$1,404$1,128
    E-5$1,515$1,227
    E-6$1,818$1,362
    E-7$1,890$1,419
    E-8$1,968$1,581
    E-9$2,082$1,665
    Warrant officer
    W-1$1,836$1,380
    W-2$1,920$1,578
    W-3$2,019$1,677
    W-4$2,106$1,830
    W-5$2,220$1,905
    Officer — prior enlisted
    O-1E$1,902$1,512
    O-2E$2,004$1,644
    O-3E$2,124$1,809
    Officer
    O-1$1,560$1,293
    O-2$1,815$1,482
    O-3$2,016$1,704
    O-4$2,253$1,887
    O-5$2,424$1,926
    O-6$2,442$1,998
    O-7$2,454$2,028
    PCS compareCounty Cost Group 710 · O-3E · $2,124/mo
    Aberdeen Proving Grounds$3,222/mo · $38,664/yr
    ▲ RAISE+$1,098+$13,176/yr · like +$16,892 of salary

    What this rate means

    O-3E with dependents, nearest stations0 – $7,023 / month
    Westchester County$7,023
    Peoria$2,151
    County Cost Group 720$2,148
    Lubbock$2,145
    Little Rock$2,127
    County Cost Group 710$2,124
    Sault Ste Marie$2,124
    Lake Charles$2,109
    Springfield$2,109
    County Cost Group 700$2,103
    Youngstown$1,788

    County Cost Group 710 is #289 of 338. The spread between the dearest and cheapest station at this grade is $5,235 a month — $62,820 a year, untaxed.

    Every pay grade at County Cost Group 7100 – $2,454 / month
    E-1$1,404
    E-2$1,404
    E-3$1,404
    E-4$1,404
    E-5$1,515
    E-6$1,818
    E-7$1,890
    E-8$1,968
    E-9$2,082
    W-1$1,836
    W-2$1,920
    W-3$2,019
    W-4$2,106
    W-5$2,220
    O-1E$1,902
    O-2E$2,004
    O-3E$2,124
    O-1$1,560
    O-2$1,815
    O-3$2,016
    O-4$2,253
    O-5$2,424
    O-6$2,442
    O-7$2,454

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,124 a month of BAH takes more than $2,124 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.