BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-2 without dependents at County Cost Group 710 draws $1,482 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-710/o-2/without/ExcelCSVDownloads cover this station.
    County Cost Group 710
    O-2 · without dependents
    $1,482/ month
    $17,784 / year
    At O-2, this is #288 of 338 stations loaded · high New York City $5,091 · low Youngstown $1,176
    MHA ZZ710 · ZIPs 14009 14011 14024 14037 14039 14066 +632 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$1,900 / mo gross
    Other dependency status here$1,815 with dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 710 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,404$1,128
    E-2$1,404$1,128
    E-3$1,404$1,128
    E-4$1,404$1,128
    E-5$1,515$1,227
    E-6$1,818$1,362
    E-7$1,890$1,419
    E-8$1,968$1,581
    E-9$2,082$1,665
    Warrant officer
    W-1$1,836$1,380
    W-2$1,920$1,578
    W-3$2,019$1,677
    W-4$2,106$1,830
    W-5$2,220$1,905
    Officer — prior enlisted
    O-1E$1,902$1,512
    O-2E$2,004$1,644
    O-3E$2,124$1,809
    Officer
    O-1$1,560$1,293
    O-2$1,815$1,482
    O-3$2,016$1,704
    O-4$2,253$1,887
    O-5$2,424$1,926
    O-6$2,442$1,998
    O-7$2,454$2,028
    PCS compareCounty Cost Group 710 · O-2 · $1,482/mo
    Aberdeen Proving Grounds$2,412/mo · $28,944/yr
    ▲ RAISE+$930+$11,160/yr · like +$14,308 of salary

    What this rate means

    O-2 without dependents, nearest stations0 – $5,091 / month
    New York City$5,091
    Huntington$1,494
    Sumter$1,494
    Sault Ste Marie$1,491
    Brownsville$1,482
    County Cost Group 710$1,482
    Springfield$1,476
    Erie$1,470
    Terre Haute$1,467
    County Cost Group 700$1,464
    Youngstown$1,176

    County Cost Group 710 is #288 of 338. The spread between the dearest and cheapest station at this grade is $3,915 a month — $46,980 a year, untaxed.

    Every pay grade at County Cost Group 7100 – $2,028 / month
    E-1$1,128
    E-2$1,128
    E-3$1,128
    E-4$1,128
    E-5$1,227
    E-6$1,362
    E-7$1,419
    E-8$1,581
    E-9$1,665
    W-1$1,380
    W-2$1,578
    W-3$1,677
    W-4$1,830
    W-5$1,905
    O-1E$1,512
    O-2E$1,644
    O-3E$1,809
    O-1$1,293
    O-2$1,482
    O-3$1,704
    O-4$1,887
    O-5$1,926
    O-6$1,998
    O-7$2,028

    Promoting to O-3 here adds $222 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from County Cost Group 710 to New York City at O-2 is worth $3,609 a month — about 16 promotions worth of housing allowance, at $222 per grade here.

    02

    Dependency status is worth 22% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,482 a month of BAH takes more than $1,482 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.